Cost of Living in Carroll County, Virginia

$687/mo
Median Monthly Rent
$144,200
Median Home Value

At a Glance

Median Monthly Rent
$687/mo
40% below state average
Median Home Value
$144,200
49% below national
Rent-to-Income Ratio
20.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Carroll County Compares

Median monthly rent comparison

Carroll County$687/mo
Virginia Average$1,140/mo
National Median$1,163/mo

Detailed Housing Stats

$687/mo
Median Gross Rent
$144,200
Median Home Value
$470/mo
Monthly Owner Cost
20.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Carroll County ranks #353 of 3,144 counties for affordability (top 11%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Carroll County, Virginia

Carroll County offers America's cheapest housing

Carroll County's 15.7% rent-to-income ratio ranks among the nation's lowest, powered by $687 monthly rents and $470 owner costs. At these prices, even households earning below the national median find housing highly affordable.

Virginia's most affordable rental market

Carroll County claims Virginia's lowest median rent at $687 monthly—40% below the state median of $1,140—while maintaining a 15.7% rent-to-income ratio better than the state average. The county stands alone as Virginia's housing bargain.

Half the rent of most neighbors

Carroll's $687 rent costs 21% less than Charlotte ($682) and dramatically undercuts Buckingham ($874), Campbell ($853), and Buena Vista ($1,067). Only Charlotte approaches Carroll's ultra-low pricing in the region.

Housing expenses shrink to bare minimum

Carroll County renters allocate just 15.7% of their $52,575 income to $687 monthly rent, while owner-occupants spend 10.7% on $470 mortgage payments. Few American counties offer such low absolute costs and low affordability burdens combined.

Carroll County is the ultimate budget choice

If minimizing housing costs is your priority, Carroll County delivers unmatched affordability with $144,200 median homes and $687 rents available nowhere else in Virginia. Compare its ultra-low prices to Charlotte County's similar but slightly higher costs.

Cost of Living Advisory: Carroll County

Affordability Verdict

Carroll County offers affordable rental housing at a median of $687/month — about 15.7% of the typical household income here.

Rent vs. Own

The median rent in Carroll County is $687/month, while owner costs run $470/month. Owning saves approximately $217/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,480/year. For owner costs at the 28% rule, the required income is roughly $20,143/year. With a median household income of $52,575, most households can comfortably afford rent here. Notably, 20.0% of renter households in Carroll County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Tazewell County where rent averages $738/month, Carroll County is approximately 7% less expensive.

Affordability Calculator

See how your income compares to housing costs in Carroll County

$

Rent Burden

15.7%

of gross income

Max Housing (28% Rule)

$1,227

per month

Owner Cost Burden

10.7%

of gross income

You can likely afford the median home in Carroll County

Median home value is $144,200. Estimated monthly cost: $1,151 vs. your max of $1,227.

Rent Affordability Guide

Your rent-to-income ratio15.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,575Needed: $27,480
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,575Needed: $20,143
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,575Needed: $33,559

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Carroll County, Virginia?
Carroll County, Virginia has a median monthly rent of $687/mo and a median home value of $144,200. The affordability rating is Unaffordable, with rent making up approximately 20.0% of median household income.
What is the median rent in Carroll County?
The median gross rent in Carroll County is $687/mo. This is 40% below state average for Virginia.
Is Carroll County affordable?
Carroll County is rated Unaffordable based on rent-to-income ratio of 20.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Carroll County's rent compare to the state average?
Carroll County's median rent of $687/mo is 40% below state average of $1,140/mo for Virginia.
What is the median home value in Carroll County?
The median home value in Carroll County, Virginia is $144,200. This is 49% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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