CostBy County

Cost of Living in Carroll County, Virginia

$738/mo
Median Monthly Rent
$156,500
Median Home Value

At a Glance

Median Monthly Rent
$738/mo
37% below state average
Median Home Value
$156,500
53% below national
Census GRAPI
19.2%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Carroll County Compares

Median monthly rent comparison

Carroll County$738/mo
Virginia Average$1,170/mo
National Median$1,413/mo

Detailed Housing Stats

$738/mo
Median Gross Rent
$156,500
Median Home Value
$511/mo
Monthly Owner Cost
19.2%
Census GRAPI

National Ranking

Affordability Rank

Carroll County ranks #259 of 3,142 counties for affordability (top 8%)

Most AffordableLeast Affordable

Sourced county brief

Carroll County Renter Costs Below 20 Percent of Income

In Carroll County, the official median gross rent as a percentage of household income (GRAPI) is 19.2%. This figure is 9.4 percentage points lower than the Virginia unweighted county mean of 28.6%. The median gross rent in the county was estimated at $738 per month, while the median home value was $156,500. Median selected monthly owner costs for all owner-occupied units were $511, which is $679 below the state unweighted mean of $1,190. Renter-household income was estimated at $32,324. These snapshots are based on the ACS 2020-2024 5-Year Estimates and cover data from the 2020-2024 period. Relevant tables include B25064, B25071, B25077, B25088, and B25119. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Carroll County

Affordability Verdict

ACS B25071 estimates median gross rent at 19.2% of renter household income in Carroll County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $738 per month; median selected monthly owner costs are $511. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $29,520 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Virginia unweighted mean of county median rents is $1,170 per month. Carroll County's $738 median is 36.9% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Carroll County

$

Rent Burden

16.3%

of gross income

Max Housing (28% Rule)

$1,271

per month

Owner Cost Burden

11.3%

of gross income

You can likely afford the median home in Carroll County

Median home value is $156,500. Estimated monthly cost: $1,249 vs. your max of $1,271.

Rent Affordability Guide

Your entered rent as a share of entered income16.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,484Needed: $29,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,484Needed: $21,900
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,484Needed: $36,422

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Carroll County, Virginia?
Carroll County, Virginia has a median monthly rent of $738/mo and a median home value of $156,500. The affordability rating is Affordable, with median gross rent equal to approximately 19.2% of renter household income.
What is the median rent in Carroll County?
The median gross rent in Carroll County is $738/mo. This is 37% below state average for Virginia.
Is Carroll County affordable?
Carroll County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 19.2%. Median gross rent is under 30% of renter household income.
How does Carroll County's rent compare to the state average?
Carroll County's median rent of $738/mo is 37% below state average of $1,170/mo for Virginia.
What is the median home value in Carroll County?
The median home value in Carroll County, Virginia is $156,500. This is 53% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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