Cost of Living in Mitchell County, Iowa

$739/mo
Median Monthly Rent
$164,100
Median Home Value
9% below state averageUnaffordable

At a Glance

Median Monthly Rent
$739/mo
9% below state average
Median Home Value
$164,100
42% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Mitchell County Compares

Median monthly rent comparison

Mitchell County$739/mo
Iowa Average$812/mo
National Median$1,163/mo

Detailed Housing Stats

$739/mo
Median Gross Rent
$164,100
Median Home Value
$858/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Mitchell County, Iowa

Mitchell County holds its ground nationally

Mitchell County renters dedicate 12.9% of income to housing costs, keeping pace with national affordability standards and remaining below the typical 15-20% threshold for housing stress. Though median income ($68,704) trails the national average of $74,755, the county's modest rent of $739 helps offset the income gap.

Among Iowa's more affordable counties

Mitchell County's rent-to-income ratio of 12.9% sits comfortably below Iowa's 14.1% state average, ranking it among the state's better housing markets. Median rent of $739 undercuts the state median by $73, providing renters with one of Iowa's cheapest entry points to housing.

Lowest rents in the eight-county region

Mitchell County renters pay just $739 monthly—the region's lowest rent—compared to $888 in Mills County and $795 in Monona County. This advantage is partly offset by lower median income ($68,704), but the savings on housing still provide meaningful monthly relief for working families.

Tight affordability for renters and buyers

Mitchell County renters spend 12.9% of their $68,704 median income on $739 monthly rent, while homebuyers invest $858 monthly on properties worth $164,100. Both pathways remain accessible, though homeownership offers modest monthly savings compared to renting in this county.

Budget-friendly entry point to Iowa living

Mitchell County is Iowa's bargain-hunting option: lowest rents in the region and genuine affordability for both renters and first-time home buyers. If cost of living is your priority, this county delivers housing prices significantly below state and national norms.

Affordability Calculator

See how your income compares to housing costs in Mitchell County

$

Rent Burden

12.9%

of gross income

Max Housing (28% Rule)

$1,603

per month

Owner Cost Burden

15.0%

of gross income

You can likely afford the median home in Mitchell County

Median home value is $164,100. Estimated monthly cost: $1,310 vs. your max of $1,603.

Rent Affordability Guide

Your rent-to-income ratio12.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Mitchell County, Iowa?
Mitchell County, Iowa has a median monthly rent of $739/mo and a median home value of $164,100. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Mitchell County?
The median gross rent in Mitchell County is $739/mo. This is 9% below state average for Iowa.
Is Mitchell County affordable?
Mitchell County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Mitchell County's rent compare to the state average?
Mitchell County's median rent of $739/mo is 9% below state average of $812/mo for Iowa.
What is the median home value in Mitchell County?
The median home value in Mitchell County, Iowa is $164,100. This is 42% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.