Cost of Living in Titus County, Texas

$817/mo
Median Monthly Rent
$157,900
Median Home Value
15% below state averageUnaffordable

At a Glance

Median Monthly Rent
$817/mo
15% below state average
Median Home Value
$157,900
44% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Titus County Compares

Median monthly rent comparison

Titus County$817/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$817/mo
Median Gross Rent
$157,900
Median Home Value
$838/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Titus County, Texas

Titus County housing remains affordable

Titus County's 16.6% rent-to-income ratio falls below Texas's 18.1% state average and tracks closely to national affordability benchmarks, with median rent of $817 and household income of $59,220. The county delivers solid affordability without the extreme income limitations of less-developed West Texas neighbors.

Above-average affordability for Texas

Titus County ranks in the upper half of Texas counties for housing affordability, with its 16.6% rent-to-income ratio beating the state average. As a Northeast Texas county, it reflects stronger regional economic diversity than remote West Texas markets.

Balanced pricing between rural and urban

Titus's $817 median rent sits comfortably between remote rural West Texas ($500–$800) and major metros ($1,400+), reflecting its position in Texas's northeast piney woods region. Owner costs of $838 monthly on a median $157,900 home offer reasonable homeownership entry points.

Housing takes modest income share

Renters spend 16.6% of their $59,220 median income on housing, or $817 monthly, leaving healthy room for other expenses. Homeowners allocate roughly 16.9% to monthly payments, making both renting and buying accessible for median-income households.

Northeast Texas offers stable affordability

Titus County appeals to families seeking regional stability with solid affordability and better local employment than West Texas; it's less extreme than remote counties but cheaper than major metros. If you want small-town living with reasonable job prospects and housing costs, Northeast Texas deserves serious consideration.

Affordability Calculator

See how your income compares to housing costs in Titus County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,382

per month

Owner Cost Burden

17.0%

of gross income

You can likely afford the median home in Titus County

Median home value is $157,900. Estimated monthly cost: $1,261 vs. your max of $1,382.

Rent Affordability Guide

Your rent-to-income ratio16.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Titus County, Texas?
Titus County, Texas has a median monthly rent of $817/mo and a median home value of $157,900. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Titus County?
The median gross rent in Titus County is $817/mo. This is 15% below state average for Texas.
Is Titus County affordable?
Titus County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Titus County's rent compare to the state average?
Titus County's median rent of $817/mo is 15% below state average of $963/mo for Texas.
What is the median home value in Titus County?
The median home value in Titus County, Texas is $157,900. This is 44% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.