Cost of Living in Titus County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Titus County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Titus County, Texas
Titus County housing remains affordable
Titus County's 16.6% rent-to-income ratio falls below Texas's 18.1% state average and tracks closely to national affordability benchmarks, with median rent of $817 and household income of $59,220. The county delivers solid affordability without the extreme income limitations of less-developed West Texas neighbors.
Above-average affordability for Texas
Titus County ranks in the upper half of Texas counties for housing affordability, with its 16.6% rent-to-income ratio beating the state average. As a Northeast Texas county, it reflects stronger regional economic diversity than remote West Texas markets.
Balanced pricing between rural and urban
Titus's $817 median rent sits comfortably between remote rural West Texas ($500–$800) and major metros ($1,400+), reflecting its position in Texas's northeast piney woods region. Owner costs of $838 monthly on a median $157,900 home offer reasonable homeownership entry points.
Housing takes modest income share
Renters spend 16.6% of their $59,220 median income on housing, or $817 monthly, leaving healthy room for other expenses. Homeowners allocate roughly 16.9% to monthly payments, making both renting and buying accessible for median-income households.
Northeast Texas offers stable affordability
Titus County appeals to families seeking regional stability with solid affordability and better local employment than West Texas; it's less extreme than remote counties but cheaper than major metros. If you want small-town living with reasonable job prospects and housing costs, Northeast Texas deserves serious consideration.
Affordability Calculator
See how your income compares to housing costs in Titus County
Rent Burden
16.6%
of gross income
Max Housing (28% Rule)
$1,382
per month
Owner Cost Burden
17.0%
of gross income
You can likely afford the median home in Titus County
Median home value is $157,900. Estimated monthly cost: $1,261 vs. your max of $1,382.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.