Cost of Living in Titus County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Titus County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Titus County ranks #1,839 of 3,142 counties for affordability (bottom 41%)
Sourced county brief
Titus County Median Gross Rent Percentage of Income Reaches 30.9 Percent
The median gross rent as a percentage of household income (GRAPI) in Titus County was estimated at 30.9% according to the latest ACS five-year data. This official B25071 estimate is 4.0 percentage points higher than the Texas unweighted county mean of 26.9%. Renter households in the area reported a median income of $30,802, while the median gross rent was $907 per month. This monthly rent is lower than the state unweighted county mean of $995. Regarding homeownership, the median home value in the county was $174,000, which is below the state unweighted county mean of $185,237. Monthly housing costs for those in owner-occupied units were recorded at a median of $902, approximately $25 higher than the state unweighted county mean of $877. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Titus County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.9% of renter household income in Titus County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $907 per month; median selected monthly owner costs are $902. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $36,280 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Titus County's $907 median is 8.8% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Titus County
Rent Burden
18.6%
of gross income
Max Housing (28% Rule)
$1,363
per month
Owner Cost Burden
18.5%
of gross income
The median home in Titus County may be a stretch
Median home value is $174,000. Estimated monthly cost: $1,389 vs. your max of $1,363.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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