Cost of Living in Titus County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Titus County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Titus County ranks #2,499 of 3,144 counties for affordability (bottom 21%)
Data Story
About Cost of Living in Titus County, Texas
Titus County housing remains affordable
Titus County's 16.6% rent-to-income ratio falls below Texas's 18.1% state average and tracks closely to national affordability benchmarks, with median rent of $817 and household income of $59,220. The county delivers solid affordability without the extreme income limitations of less-developed West Texas neighbors.
Above-average affordability for Texas
Titus County ranks in the upper half of Texas counties for housing affordability, with its 16.6% rent-to-income ratio beating the state average. As a Northeast Texas county, it reflects stronger regional economic diversity than remote West Texas markets.
Balanced pricing between rural and urban
Titus's $817 median rent sits comfortably between remote rural West Texas ($500–$800) and major metros ($1,400+), reflecting its position in Texas's northeast piney woods region. Owner costs of $838 monthly on a median $157,900 home offer reasonable homeownership entry points.
Housing takes modest income share
Renters spend 16.6% of their $59,220 median income on housing, or $817 monthly, leaving healthy room for other expenses. Homeowners allocate roughly 16.9% to monthly payments, making both renting and buying accessible for median-income households.
Northeast Texas offers stable affordability
Titus County appeals to families seeking regional stability with solid affordability and better local employment than West Texas; it's less extreme than remote counties but cheaper than major metros. If you want small-town living with reasonable job prospects and housing costs, Northeast Texas deserves serious consideration.
Cost of Living Advisory: Titus County
Affordability Verdict
Titus County offers affordable rental housing at a median of $817/month — about 16.6% of the typical household income here.
Rent vs. Own
The median rent in Titus County is $817/month, while owner costs run $838/month. Renting saves approximately $21/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,680/year. For owner costs at the 28% rule, the required income is roughly $35,914/year. With a median household income of $59,220, most households can comfortably afford rent here. Notably, 25.0% of renter households in Titus County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Titus County is more affordable than Archer County by roughly 7% ($817/mo vs $766/mo).
Affordability Calculator
See how your income compares to housing costs in Titus County
Rent Burden
16.6%
of gross income
Max Housing (28% Rule)
$1,382
per month
Owner Cost Burden
17.0%
of gross income
You can likely afford the median home in Titus County
Median home value is $157,900. Estimated monthly cost: $1,261 vs. your max of $1,382.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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