Cost of Living in Washington County, Oklahoma

$903/mo
Median Monthly Rent
$160,900
Median Home Value

At a Glance

Median Monthly Rent
$903/mo
11% above state average
Median Home Value
$160,900
43% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Washington County Compares

Median monthly rent comparison

Washington County$903/mo
Oklahoma Average$814/mo
National Median$1,163/mo

Detailed Housing Stats

$903/mo
Median Gross Rent
$160,900
Median Home Value
$848/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Washington County ranks #2,361 of 3,144 counties for affordability (bottom 25%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Washington County, Oklahoma

Washington renters pay above national average

Washington County's rent-to-income ratio of 17.7% exceeds the national standard, meaning housing eats a larger slice of local paychecks. With a median household income of $61,205—well below the national median of $74,755—residents here face tighter housing affordability pressures.

Among Oklahoma's less affordable counties

At 17.7%, Washington County's rent-to-income ratio exceeds the state average of 17.0%, placing it among Oklahoma's tougher housing markets. The median rent of $903 is slightly above the state norm, compounding affordability challenges for renters.

Washington faces steeper rents than peers

Washington County's 17.7% rent-to-income ratio is higher than Washita (15.0%), Woodward (15.6%), and Wagoner (16.1%). Only Woods County at 19.1% faces worse rents relative to income, making Washington a middle-of-the-road option in the region.

Renters and buyers both feel the squeeze

Median gross rent stands at $903 monthly, while homeowners pay $848—a rare case where buying is cheaper. Against a median household income of $61,205 annually ($5,100 monthly), renters are spending over 17% of earnings on housing, limiting flexibility elsewhere.

Washington works if you're buying, not renting

If you're a renter seeking affordability, Washington County presents challenges; if you're a homebuyer, median home values near $160,900 and owner costs under $850 offer genuine opportunity. Compare this county carefully against lower-burden markets like Washita or Woodward before deciding.

Cost of Living Advisory: Washington County

Affordability Verdict

Washington County is affordable for renters, with a median gross rent of $903/month representing approximately 17.7% of median household income. The rent burden (GRAPI) stands at 30.0%.

Rent vs. Own

The median rent in Washington County is $903/month, while owner costs run $848/month. Owning saves approximately $55/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $36,120/year. For owner costs at the 28% rule, the required income is roughly $36,343/year. With a median household income of $61,205, most households can comfortably afford rent here. Notably, 30.0% of renter households in Washington County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Washington County sits 7% more expensive than Woodward County ($847/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Washington County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,428

per month

Owner Cost Burden

16.6%

of gross income

You can likely afford the median home in Washington County

Median home value is $160,900. Estimated monthly cost: $1,285 vs. your max of $1,428.

Rent Affordability Guide

Your rent-to-income ratio17.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,205Needed: $36,120
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,205Needed: $36,343
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,205Needed: $37,446

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Washington County, Oklahoma?
Washington County, Oklahoma has a median monthly rent of $903/mo and a median home value of $160,900. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Washington County?
The median gross rent in Washington County is $903/mo. This is 11% above state average for Oklahoma.
Is Washington County affordable?
Washington County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Washington County's rent compare to the state average?
Washington County's median rent of $903/mo is 11% above state average of $814/mo for Oklahoma.
What is the median home value in Washington County?
The median home value in Washington County, Oklahoma is $160,900. This is 43% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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