Cost of Living in Terry County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Terry County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Terry County, Texas
Terry County rents pinch tight household budgets
Terry County's 21.3% rent-to-income ratio exceeds Texas's 18.1% state average, with median rent of $813 consuming a significant slice of the county's $45,905 median income—38% below the national median. The affordability squeeze reflects both modest local wages and rising rental pressures.
Below-average affordability in Texas
Terry County ranks in the lower half of Texas counties for housing affordability, with its 21.3% rent-to-income ratio trailing the state average. Limited local employment diversity makes income constraints the primary affordability driver.
Rents moderate for the region
Terry's $813 median rent sits between rural West Texas extremes and more urbanized markets, offering modest affordability relative to Tarrant County. Owner costs average $808 monthly, making homeownership and renting nearly equivalent in absolute terms.
Over one-fifth of income goes to housing
Renters spend 21.3% of their $45,905 median income on housing, or $813 monthly, leaving limited cushion for unexpected expenses. Homeowners fare similarly, dedicating about 21.1% to monthly payments on a median $111,200 home.
Best for remote workers with portable income
Terry County works well if you're bringing stable income from elsewhere, but relocating for local jobs requires caution given modest wage prospects. The county's affordability gains evaporate if you're forced into below-average West Texas employment rates.
Affordability Calculator
See how your income compares to housing costs in Terry County
Rent Burden
21.3%
of gross income
Max Housing (28% Rule)
$1,071
per month
Owner Cost Burden
21.1%
of gross income
You can likely afford the median home in Terry County
Median home value is $111,200. Estimated monthly cost: $888 vs. your max of $1,071.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.