CostBy County

Cost of Living in Swisher County, Texas

$783/mo
Median Monthly Rent
$86,300
Median Home Value

At a Glance

Median Monthly Rent
$783/mo
21% below state average
Median Home Value
$86,300
74% below national
Census GRAPI
29.4%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Swisher County Compares

Median monthly rent comparison

Swisher County$783/mo
Texas Average$995/mo
National Median$1,413/mo

Detailed Housing Stats

$783/mo
Median Gross Rent
$86,300
Median Home Value
$587/mo
Monthly Owner Cost
29.4%
Census GRAPI

National Ranking

Affordability Rank

Swisher County ranks #549 of 3,142 counties for affordability (top 17%)

Most AffordableLeast Affordable

Sourced county brief

Swisher County median monthly owner costs are 587 dollars

Median selected monthly owner costs in Swisher County were $587, which is $290 lower than the Texas unweighted county mean of $877. For renters, the official rentBurdenGrapiPct (ACS table B25071) was 29.4%, a figure 2.5 percentage points higher than the state unweighted county mean of 26.9%. Median gross rent was estimated at $783 per month, compared to the state unweighted mean of $995. The median home value in the county was $86,300, while the state unweighted county mean was $185,237. Renter households in the county had a median income of $30,396. This data represents a specific snapshot of the 2020-2024 period as reported by the U.S. Census Bureau. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Swisher County

Affordability Verdict

ACS B25071 estimates median gross rent at 29.4% of renter household income in Swisher County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $783 per month; median selected monthly owner costs are $587. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $31,320 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Texas unweighted mean of county median rents is $995 per month. Swisher County's $783 median is 21.3% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Swisher County

$

Rent Burden

26.0%

of gross income

Max Housing (28% Rule)

$844

per month

Owner Cost Burden

19.5%

of gross income

You can likely afford the median home in Swisher County

Median home value is $86,300. Estimated monthly cost: $689 vs. your max of $844.

Rent Affordability Guide

Your entered rent as a share of entered income26.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $36,165Needed: $31,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $36,165Needed: $25,157
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $36,165Needed: $20,084

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Swisher County, Texas?
Swisher County, Texas has a median monthly rent of $783/mo and a median home value of $86,300. The affordability rating is Affordable, with median gross rent equal to approximately 29.4% of renter household income.
What is the median rent in Swisher County?
The median gross rent in Swisher County is $783/mo. This is 21% below state average for Texas.
Is Swisher County affordable?
Swisher County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 29.4%. Median gross rent is under 30% of renter household income.
How does Swisher County's rent compare to the state average?
Swisher County's median rent of $783/mo is 21% below state average of $995/mo for Texas.
What is the median home value in Swisher County?
The median home value in Swisher County, Texas is $86,300. This is 74% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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