Cost of Living in Cass County, Indiana

$778/mo
Median Monthly Rent
$118,700
Median Home Value
12% below state averageUnaffordable

At a Glance

Median Monthly Rent
$778/mo
12% below state average
Median Home Value
$118,700
58% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cass County Compares

Median monthly rent comparison

Cass County$778/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$778/mo
Median Gross Rent
$118,700
Median Home Value
$729/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Cass County, Indiana

Cass County's rent burden vs. nation

Renters in Cass County spend 16.5% of their income on housing—slightly above the national median while earning $56,525 annually, nearly $18,000 less than the U.S. average of $74,755. Despite lower overall wages, Cass County's affordability sits just above the national median, suggesting housing costs are relatively reasonable for the region.

Slightly tighter than Indiana norm

Cass County's 16.5% rent-to-income ratio ranks it slightly above Indiana's average of 15.6%, placing it in the middle tier of Indiana counties for housing affordability. At $778 per month, median rent is $105 below the state average, helping offset lower local incomes.

How Cass compares nearby

Cass County's $778 monthly rent is the lowest among its peer counties, beating Crawford County ($629) only by its renter income; however, neighboring Clinton County ($915) and Clark County ($1,058) command significantly higher rents. This positions Cass as a more affordable option for renters seeking lower monthly housing costs in the region.

Where Cass income goes

With a median household income of $56,525, Cass residents allocate roughly $778 monthly to rent or $729 to mortgage payments, consuming 16.5% and 15.5% of income respectively. Owner costs are slightly lower than rents, suggesting homeownership offers modest savings for those able to purchase a $118,700 median-valued home.

Consider Cass for affordability

If you're weighing Indiana counties for relocation, Cass County offers below-state-average rents without the income penalty of wealthier counties. Compare it side-by-side with neighboring Clay and Daviess counties if you're prioritizing affordable monthly costs combined with reasonable home values under $120,000.

Affordability Calculator

See how your income compares to housing costs in Cass County

$

Rent Burden

16.5%

of gross income

Max Housing (28% Rule)

$1,319

per month

Owner Cost Burden

15.5%

of gross income

You can likely afford the median home in Cass County

Median home value is $118,700. Estimated monthly cost: $948 vs. your max of $1,319.

Rent Affordability Guide

Your rent-to-income ratio16.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cass County, Indiana?
Cass County, Indiana has a median monthly rent of $778/mo and a median home value of $118,700. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Cass County?
The median gross rent in Cass County is $778/mo. This is 12% below state average for Indiana.
Is Cass County affordable?
Cass County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cass County's rent compare to the state average?
Cass County's median rent of $778/mo is 12% below state average of $883/mo for Indiana.
What is the median home value in Cass County?
The median home value in Cass County, Indiana is $118,700. This is 58% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.