Cost of Living in Cass County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cass County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cass County ranks #1,471 of 3,144 counties for affordability (top 47%)
Data Story
About Cost of Living in Cass County, Indiana
Cass County's rent burden vs. nation
Renters in Cass County spend 16.5% of their income on housing—slightly above the national median while earning $56,525 annually, nearly $18,000 less than the U.S. average of $74,755. Despite lower overall wages, Cass County's affordability sits just above the national median, suggesting housing costs are relatively reasonable for the region.
Slightly tighter than Indiana norm
Cass County's 16.5% rent-to-income ratio ranks it slightly above Indiana's average of 15.6%, placing it in the middle tier of Indiana counties for housing affordability. At $778 per month, median rent is $105 below the state average, helping offset lower local incomes.
How Cass compares nearby
Cass County's $778 monthly rent is the lowest among its peer counties, beating Crawford County ($629) only by its renter income; however, neighboring Clinton County ($915) and Clark County ($1,058) command significantly higher rents. This positions Cass as a more affordable option for renters seeking lower monthly housing costs in the region.
Where Cass income goes
With a median household income of $56,525, Cass residents allocate roughly $778 monthly to rent or $729 to mortgage payments, consuming 16.5% and 15.5% of income respectively. Owner costs are slightly lower than rents, suggesting homeownership offers modest savings for those able to purchase a $118,700 median-valued home.
Consider Cass for affordability
If you're weighing Indiana counties for relocation, Cass County offers below-state-average rents without the income penalty of wealthier counties. Compare it side-by-side with neighboring Clay and Daviess counties if you're prioritizing affordable monthly costs combined with reasonable home values under $120,000.
Cost of Living Advisory: Cass County
Affordability Verdict
For renters in Cass County, the market is affordable. Expect to pay around $778/month in gross rent, with 25.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Cass County pay $778/month on average, compared to $729/month for homeowners. This market favors buyers by about 6%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,120/year. For owner costs at the 28% rule, the required income is roughly $31,243/year. With a median household income of $56,525, most households can comfortably afford rent here. Notably, 25.0% of renter households in Cass County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Cass County sits 6% less expensive than Rush County ($831/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Cass County
Rent Burden
16.5%
of gross income
Max Housing (28% Rule)
$1,319
per month
Owner Cost Burden
15.5%
of gross income
You can likely afford the median home in Cass County
Median home value is $118,700. Estimated monthly cost: $948 vs. your max of $1,319.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Cass County, Indiana?
What is the median rent in Cass County?
Is Cass County affordable?
How does Cass County's rent compare to the state average?
What is the median home value in Cass County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Cass County, Indiana? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Cass County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.