Cost of Living in Stephens County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Stephens County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Stephens County, Texas
Stephens slightly below national benchmark
Stephens County's rent-to-income ratio of 17.6% sits just below national affordability norms, with renters spending about one-sixth of their $54,695 income on housing. The county's median household income lags the national average by $20,060.
Solid affordability for Texas
Stephens's 17.6% rent-to-income ratio beats Texas's 18.1% state average, placing it slightly above the state norm for affordability. Median rent of $802 sits notably below the state average of $963.
Mid-range among comparison counties
Stephens renters pay $802 monthly—more than Stonewall's bargain $620 but less than Smith's $1,197. At $54,695, median income falls between lower-income counties and the more affluent Somervell and Sherman.
Balanced housing and income
Stephens renters dedicate 17.6% of their $54,695 income to housing, maintaining reasonable affordability margins. Homeowners spend $761 monthly on ownership costs—about 16.7% of median income—with homes valued at $105,700.
Moderate means, moderate costs
Stephens County delivers stable affordability: modest rents paired with modest incomes create balanced housing economics. Relocators seeking rural Texas without extreme affordability pressure will find Stephens a sensible option.
Affordability Calculator
See how your income compares to housing costs in Stephens County
Rent Burden
17.6%
of gross income
Max Housing (28% Rule)
$1,276
per month
Owner Cost Burden
16.7%
of gross income
You can likely afford the median home in Stephens County
Median home value is $105,700. Estimated monthly cost: $844 vs. your max of $1,276.
Rent Affordability Guide
Frequently Asked Questions
What is the cost of living in Stephens County, Texas?
What is the median rent in Stephens County?
Is Stephens County affordable?
How does Stephens County's rent compare to the state average?
What is the median home value in Stephens County?
Planning a Move?
Researching the cost of living in Stephens County, Texas? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCounties with Similar Housing Costs
Compare Mortgage Rates in Stephens County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.