Cost of Living in Jersey County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Jersey County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Jersey County ranks #1,883 of 3,142 counties for affordability (bottom 40%)
Sourced county brief
Official GRAPI in Jersey County Below Illinois Unweighted Mean
The official gross rent as a percentage of household income (GRAPI) in Jersey County is 25.1%. This figure is 1.0 percentage point lower than the Illinois unweighted county mean of 26.1%. Median gross rent is $846 per month, which sits below the state unweighted county mean of $867. For those in owner-occupied units, the median monthly owner cost is $1,064, which is $104 higher than the state unweighted county mean of $960. The median home value in the county was estimated at $171,900, while the unweighted county mean across Illinois is $153,020. Renter-household median income is $45,697. These values represent a statistical snapshot of the 2020-2024 period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Jersey County
Affordability Verdict
ACS B25071 estimates median gross rent at 25.1% of renter household income in Jersey County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $846 per month; median selected monthly owner costs are $1,064. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $33,840 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Illinois unweighted mean of county median rents is $867 per month. Jersey County's $846 median is 2.5% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Jersey County
Rent Burden
12.6%
of gross income
Max Housing (28% Rule)
$1,875
per month
Owner Cost Burden
15.9%
of gross income
You can likely afford the median home in Jersey County
Median home value is $171,900. Estimated monthly cost: $1,372 vs. your max of $1,875.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Jersey County, Illinois?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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