Cost of Living in Reagan County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Reagan County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Reagan County ranks #1,051 of 3,144 counties for affordability (top 33%)
Data Story
About Cost of Living in Reagan County, Texas
Reagan leads affordability rankings
Reagan County's 13.8% rent-to-income ratio is the lowest among all eight counties and well below the Texas average of 18.1%, offering exceptional rental affordability. With median income at $70,288 and rent at just $806 monthly, renters here enjoy the most spacious housing budgets in this comparison.
Among Texas's most affordable rentals
Reagan County ranks among the state's best options for renters seeking maximum affordability paired with reasonable incomes. The county's combination of low rents and solid earnings creates genuine housing security for working families.
Cheapest rents with healthy incomes
Reagan's $806 median rent is the lowest among this eight-county set while income at $70,288 remains solid, creating an unbeatable affordability equation. This unique positioning reflects Reagan's economic stability and housing market strength.
Ownership also affordable in Reagan
Homeowners pay $874 monthly while renters pay $806—a modest $68 difference making ownership particularly attractive for those able to qualify. With median home value at $163,700 and median income at $70,288, both renting and buying remain financially accessible.
Reagan delivers unmatched value
If housing affordability is your priority, Reagan County offers the strongest combination of low rents (13.8% of income) and healthy incomes in this eight-county set. Start your relocation search here—Reagan's numbers beat nearly every alternative on this list.
Cost of Living Advisory: Reagan County
Affordability Verdict
For renters in Reagan County, the market is affordable. Expect to pay around $806/month in gross rent, with 21.0% of renter households considered cost-burdened.
Rent vs. Own
At $806/month rent versus $874/month in owner costs, renting is roughly $68/month cheaper — a 8% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,240/year. For owner costs at the 28% rule, the required income is roughly $37,457/year. With a median household income of $70,288, most households can comfortably afford rent here. Notably, 21.0% of renter households in Reagan County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Reagan County is less affordable than Delta County by roughly 6% ($806/mo vs $857/mo).
Affordability Calculator
See how your income compares to housing costs in Reagan County
Rent Burden
13.8%
of gross income
Max Housing (28% Rule)
$1,640
per month
Owner Cost Burden
14.9%
of gross income
You can likely afford the median home in Reagan County
Median home value is $163,700. Estimated monthly cost: $1,307 vs. your max of $1,640.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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