Cost of Living in Wadena County, Minnesota

$706/mo
Median Monthly Rent
$170,500
Median Home Value
23% below state averageUnaffordable

At a Glance

Median Monthly Rent
$706/mo
23% below state average
Median Home Value
$170,500
40% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Wadena County Compares

Median monthly rent comparison

Wadena County$706/mo
Minnesota Average$915/mo
National Median$1,163/mo

Detailed Housing Stats

$706/mo
Median Gross Rent
$170,500
Median Home Value
$883/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Wadena County, Minnesota

Wadena struggles despite low rents

Wadena County's 14.9% rent-to-income ratio matches national averages, but the $56,882 median income—the lowest in this eight-county sample—reveals underlying economic strain. The $706 monthly rent is affordable, yet even modest rents consume a significant share of below-average earnings.

Slightly above Minnesota's average pressure

At 14.9%, Wadena County's ratio edges above Minnesota's 14.5% state average, despite the $706 rent running below the state median of $915. The gap reflects Wadena's lower income base, which amplifies housing burden even when rents are competitive.

Lowest income with modest rents

Wadena County's $706 rent is the second-lowest in the cluster (after Traverse at $617), yet the $56,882 income is the lowest—creating proportional strain. Only Swift County ($62,601) comes close to Wadena's income constraints.

Low income limits affordability gains

Renters spend $706 monthly while homeowners invest $883, with a median home value of $170,500. At 14.9% of a $56,882 income, Wadena residents dedicate a concerning share to rent alone, leaving minimal room for savings or unexpected expenses.

Only for those with external income

Wadena County's low rents won't overcome limited local employment and wages without supplemental income like remote work or pensions. Consider this market only if your income is secure and independent of local job prospects.

Affordability Calculator

See how your income compares to housing costs in Wadena County

$

Rent Burden

14.9%

of gross income

Max Housing (28% Rule)

$1,327

per month

Owner Cost Burden

18.6%

of gross income

The median home in Wadena County may be a stretch

Median home value is $170,500. Estimated monthly cost: $1,361 vs. your max of $1,327.

Rent Affordability Guide

Your rent-to-income ratio14.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Wadena County, Minnesota?
Wadena County, Minnesota has a median monthly rent of $706/mo and a median home value of $170,500. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Wadena County?
The median gross rent in Wadena County is $706/mo. This is 23% below state average for Minnesota.
Is Wadena County affordable?
Wadena County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Wadena County's rent compare to the state average?
Wadena County's median rent of $706/mo is 23% below state average of $915/mo for Minnesota.
What is the median home value in Wadena County?
The median home value in Wadena County, Minnesota is $170,500. This is 40% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.