Cost of Living in Montague County, Texas

$957/mo
Median Monthly Rent
$189,400
Median Home Value
1% below state averageUnaffordable

At a Glance

Median Monthly Rent
$957/mo
1% below state average
Median Home Value
$189,400
33% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Montague County Compares

Median monthly rent comparison

Montague County$957/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$957/mo
Median Gross Rent
$189,400
Median Home Value
$820/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Montague County, Texas

Montague balances modest income gracefully

Montague County's median household income of $62,818 is 16% below the national average, yet its rent-to-income ratio of 18.3% sits just 0.2 percentage points above the state average of 18.1%. At $957 monthly rent—nearly identical to the state median—Montague demonstrates how slightly-below-average incomes can sustain average housing burdens.

Reliable middle-ground affordability

Montague ranks in the mid-tier of Texas counties for affordability, offering neither exceptional deals nor alarming pressures. The median home value of $189,400 reflects stable North Texas commuter-belt positioning, drawing demand from Dallas-area workers seeking rural lifestyle.

North Texas gateway affordability

Montague's $957 rent and $62,818 income sit between rural poverty (Mitchell, McMullen) and prosperous energy/commuter markets (Midland, Medina). As a North Texas county within commuting distance of the DFW metroplex, it captures moderate rents without the premium prices of suburbs closer to Dallas.

Slight edge toward ownership

Renters spend 18.3% of income on $957 rent, while homeowners allocate roughly 16% to $820 monthly ownership costs. The ownership advantage reflects lower mortgage payments on moderately priced properties, encouraging household formation and community stability.

DFW commuters, take note

Montague offers rural Texas living with reasonable Dallas commute access, making it ideal for remote workers or those with flexible schedules. Homeownership here builds faster equity than renting, and the community attracts young families seeking affordable North Texas alternatives to suburban sprawl.

Affordability Calculator

See how your income compares to housing costs in Montague County

$

Rent Burden

18.3%

of gross income

Max Housing (28% Rule)

$1,466

per month

Owner Cost Burden

15.7%

of gross income

The median home in Montague County may be a stretch

Median home value is $189,400. Estimated monthly cost: $1,512 vs. your max of $1,466.

Rent Affordability Guide

Your rent-to-income ratio18.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Montague County, Texas?
Montague County, Texas has a median monthly rent of $957/mo and a median home value of $189,400. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Montague County?
The median gross rent in Montague County is $957/mo. This is 1% below state average for Texas.
Is Montague County affordable?
Montague County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Montague County's rent compare to the state average?
Montague County's median rent of $957/mo is 1% below state average of $963/mo for Texas.
What is the median home value in Montague County?
The median home value in Montague County, Texas is $189,400. This is 33% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.