Cost of Living in Granville County, North Carolina

$1,008/mo
Median Monthly Rent
$235,700
Median Home Value

At a Glance

Median Monthly Rent
$1,008/mo
7% above state average
Median Home Value
$235,700
16% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Granville County Compares

Median monthly rent comparison

Granville County$1,008/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$1,008/mo
Median Gross Rent
$235,700
Median Home Value
$1,103/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Granville County ranks #2,578 of 3,144 counties for affordability (bottom 18%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Granville County, North Carolina

Granville balances strong income and rent

Granville residents spend 17.0% of their $70,975 median income on $1,008 rent—well below the national average and among the best rates nationally. The county's above-average income and below-average rent ratio create genuine affordability for working families.

Above-average incomes, below-average burden

Granville's rent-to-income ratio of 17.0% beats North Carolina's state average of 18.6%, and its median income of $70,975 ranks well above state norms. The county ranks in the top tier of North Carolina affordability, competing with Franklin for best value.

Second only to Franklin in affordability

Granville's $1,008 rent and 17.0% ratio come close to Franklin's superior 16.6% ratio, while offering higher rent than Franklin's $988. Granville edges Forsyth (19.1%) and Gaston (19.9%) meaningfully, offering better affordability for comparable urban amenities.

Renters and owners share similar costs

Renters pay $1,008 monthly while homeowners pay $1,103 on incomes averaging $70,975, with renters enjoying slightly better affordability. Annual housing costs for renters total $12,100, a reasonable burden on this income level.

Excellent choice near Raleigh-Durham area

Granville offers the Raleigh-Durham region's best rent-to-income balance, combining strong incomes with controlled housing costs just north of the metro. Residents enjoy rural character with access to urban job markets—Franklin remains slightly more affordable, but Granville rivals it with more housing options.

Cost of Living Advisory: Granville County

Affordability Verdict

Housing in Granville County is affordable. The median rent is $1,008/month against a median household income of $70,975, putting rent at 17.0% of income.

Rent vs. Own

The median rent in Granville County is $1,008/month, while owner costs run $1,103/month. Renting saves approximately $95/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $40,320/year. For owner costs at the 28% rule, the required income is roughly $47,271/year. With a median household income of $70,975, most households can comfortably afford rent here. Notably, 28.0% of renter households in Granville County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Granville County sits 5% less expensive than Perquimans County ($1,061/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Granville County

$

Rent Burden

17.0%

of gross income

Max Housing (28% Rule)

$1,656

per month

Owner Cost Burden

18.6%

of gross income

The median home in Granville County may be a stretch

Median home value is $235,700. Estimated monthly cost: $1,882 vs. your max of $1,656.

Rent Affordability Guide

Your rent-to-income ratio17.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,975Needed: $40,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,975Needed: $47,271
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,975Needed: $54,854

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Granville County, North Carolina?
Granville County, North Carolina has a median monthly rent of $1,008/mo and a median home value of $235,700. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Granville County?
The median gross rent in Granville County is $1,008/mo. This is 7% above state average for North Carolina.
Is Granville County affordable?
Granville County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Granville County's rent compare to the state average?
Granville County's median rent of $1,008/mo is 7% above state average of $938/mo for North Carolina.
What is the median home value in Granville County?
The median home value in Granville County, North Carolina is $235,700. This is 16% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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