Cost of Living in Hill County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Hill County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Hill County, Texas
Hill County pulls ahead of national average
Hill County renters spend just 17.6% of income on rent, beating the national benchmark of around 15-16% but remaining very affordable. Despite median income ($63,147) falling short of the national median ($74,755), low rents keep housing accessible here.
Better than Texas on affordability
Hill County's 17.6% rent-to-income ratio outperforms Texas's 18.1% state average, landing it in the more affordable half of the state's counties. The $929 median rent sits just below the state average, reflecting a balanced rural-to-suburban economy.
Sweet spot between rural and affordable
Hill's $929 rent is cheaper than Henderson ($978), Hopkins ($1,038), and Hays ($1,417), and its 17.6% rent burden is the best among this group. Only Hemphill and Hockley rival Hill's affordability, both further from urban job markets.
Housing takes $1,730 monthly
Combined rent ($929) and owner costs ($801) total roughly $1,730 per month—about 27% of the $63,147 median income. This leaves renters and homeowners with breathing room compared to national and state averages.
Gateway to Hill Country affordability
Hill County offers a rare combination: proximity to Austin's job market, Central Texas lifestyle, and rent that stays under $1,000 monthly. If you're seeking mid-sized Texas living without mega-city prices, Hill's $163,100 median homes and 17.6% rent burden make strong sense.
Affordability Calculator
See how your income compares to housing costs in Hill County
Rent Burden
17.7%
of gross income
Max Housing (28% Rule)
$1,473
per month
Owner Cost Burden
15.2%
of gross income
You can likely afford the median home in Hill County
Median home value is $163,100. Estimated monthly cost: $1,302 vs. your max of $1,473.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.