Cost of Living in Hill County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Hill County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Hill County ranks #1,758 of 3,142 counties for affordability (bottom 44%)
Sourced county brief
Hill County Median Gross Rent Estimated at $946 Monthly
In Hill County, the median gross rent was recorded at $946 per month, which is $49 below the Texas unweighted county mean of $995. The official ACS B25071 Gross Rent as a Percentage of Household Income (GRAPI) was estimated at 31.2%, a figure that is 4.3 percentage points higher than the state unweighted county mean GRAPI of 26.9%. For owner-occupied units, the median selected monthly owner cost was $818, compared to the state unweighted county mean of $877. The median home value in the county was estimated at $179,200, while the state unweighted county mean was $185,237. The median income for renter households was $40,901 during the 2020-2024 period. These data points provide a snapshot of local housing costs based on the latest 5-year estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Hill County
Affordability Verdict
ACS B25071 estimates median gross rent at 31.2% of renter household income in Hill County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $946 per month; median selected monthly owner costs are $818. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $37,840 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Hill County's $946 median is 4.9% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Hill County
Rent Burden
17.6%
of gross income
Max Housing (28% Rule)
$1,507
per month
Owner Cost Burden
15.2%
of gross income
You can likely afford the median home in Hill County
Median home value is $179,200. Estimated monthly cost: $1,431 vs. your max of $1,507.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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