Cost of Living in Henderson County, Texas

$978/mo

Median Monthly Rent

$189,600

Median Home Value

2% above state averageUnaffordable

At a Glance

Median Monthly Rent

$978/mo

2% above state average

Median Home Value

$189,600

33% below national

Rent-to-Income Ratio

30.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Henderson County Compares

Median monthly rent comparison

Henderson County$978/mo

Texas Average$963/mo

National Median$1,163/mo

Detailed Housing Stats

$978/mo

Median Gross Rent

$189,600

Median Home Value

$809/mo

Monthly Owner Cost

30.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Henderson County, Texas

Henderson balances tight income with modest rents

Henderson County's 18.4% rent-to-income ratio sits slightly above national norms, and income here ($63,955) trails the national median ($74,755) by 14%. The trade-off: rents are among Texas's most reasonable at $978 monthly.

Right in line with Texas affordability

Henderson's 18.4% rent-to-income ratio nearly mirrors Texas's 18.1% state average, positioning it squarely in the middle of the state's housing spectrum. Rents at $978 monthly are just 1.5% above the state median, reflecting East Texas's stable rural economy.

Competitive with Hopkins, cheaper than Hays

Henderson's $978 rent is comparable to Hopkins County ($1,038) and Hill County ($929), but far below Hays ($1,417). Homeowners here pay $809 monthly—among the lowest in this group and well below Hays's $1,787.

Housing costs $1,787 of $63,955 income

Renters spend 18.4% of the median $63,955 income on rent alone, while homeowners allocate 12.7% to mortgage costs. Combined, housing consumes roughly 31% of household income—manageable, though leaving less room for other expenses.

East Texas offers rural stability

Henderson appeals to those seeking affordable small-town life: $189,600 homes and $978 rents without Texas's booming-city price tags. Just note that median income here is notably lower, so prioritize jobs or retirement income before relocating.

Affordability Calculator

See how your income compares to housing costs in Henderson County

Your Annual Household Income

Rent Burden

18.4%

of gross income

Max Housing (28% Rule)

$1,492

per month

Owner Cost Burden

15.2%

of gross income

The median home in Henderson County may be a stretch

Median home value is $189,600. Estimated monthly cost: $1,514 vs. your max of $1,492.

Rent Affordability Guide

Your rent-to-income ratio18.4%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Henderson County, Texas?

Henderson County, Texas has a median monthly rent of $978/mo and a median home value of $189,600. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.

What is the median rent in Henderson County?

The median gross rent in Henderson County is $978/mo. This is 2% above state average for Texas.

Is Henderson County affordable?

Henderson County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Henderson County's rent compare to the state average?

Henderson County's median rent of $978/mo is 2% above state average of $963/mo for Texas.

What is the median home value in Henderson County?

The median home value in Henderson County, Texas is $189,600. This is 33% below the national median home value of $281,900.