Cost of Living in Garza County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Garza County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Garza County, Texas
Garza offers rock-bottom housing costs
Garza County's rent-to-income ratio of 18.9% hovers near Texas's state average of 18.1%, but the county stands out for rock-bottom absolute housing costs. Median rent of $797 and median owner cost of just $488 per month rank among the lowest across these eight counties, even as median income lags at $50,545.
Among Texas's most budget-friendly counties
Garza ranks in the affordability sweet spot for Texas, offering renters and owners alike some of the state's lowest absolute housing costs. The county's challenge is lower median income, but for those earning $50,000, these housing costs provide exceptional relief.
Lowest owner costs in the region
Garza's $488 median monthly owner cost is the lowest among all eight counties—less than half Galveston's $1,538 and a quarter of Gillespie's $1,033. Renters pay $797 per month, undercutting all neighbors except Gaines, positioning Garza as the ultimate cost-conscious choice for West Texas.
Affordability through sheer low costs
Garza renters spend 18.9% of their $50,545 income on $797 rent, while homeowners commit a remarkable 11.6% to $488 monthly costs. The county achieves affordability not through high incomes but through exceptionally low absolute housing costs—a rare advantage for budget-conscious households.
Perfect if you earn modest income
Garza County is your move if you're on a tight budget and can embrace rural West Texas living—your housing costs will be the lowest in this cohort. Renters and owners alike will find their paychecks stretched further here than in any other county profiled.
Affordability Calculator
See how your income compares to housing costs in Garza County
Rent Burden
18.9%
of gross income
Max Housing (28% Rule)
$1,179
per month
Owner Cost Burden
11.6%
of gross income
You can likely afford the median home in Garza County
Median home value is $79,300. Estimated monthly cost: $633 vs. your max of $1,179.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.