Cost of Living in Vermilion County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Vermilion County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Vermilion County, Illinois
Vermilion renters face tighter affordability
Vermilion County's 17.6% rent-to-income ratio exceeds both the national average of 14.7% and the Illinois state average of 14.7%, signaling genuine affordability strain. The county's relatively low median household income of $54,537—$20,218 below the national median—leaves renters with less cushion to absorb housing costs.
Among Illinois's least affordable counties
Vermilion ranks as one of Illinois's most expensive counties for renters relative to income, with a 17.6% rent-to-income ratio well above the state average. Only Wabash County (17.3%) comes close to matching Vermilion's affordability burden, indicating a regional housing-cost squeeze.
Vermilion faces regional affordability crisis
At 17.6%, Vermilion's rent burden significantly exceeds all neighboring counties except Wabash (17.3%), with Union County (14.0%) and Wayne County (14.3%) demonstrating much tighter spending ratios. This suggests Vermilion's rents—$802 monthly—strain household budgets despite being modest in absolute dollars.
Rents consume nearly one-fifth of income
Vermilion residents earning $54,537 annually pay $802 in median rent, consuming 17.6% of household income—nearly one-fifth. Owner costs of $663 are more manageable, but renters here face noticeably tighter finances than peers in neighboring counties.
Compare Vermilion against nearby alternatives
If you're considering Vermilion, weigh its affordability against nearby Union County—just miles away with 14.0% rent-to-income versus Vermilion's 17.6%. A modest relocation within the region could significantly reduce your housing-cost burden while maintaining community ties.
Affordability Calculator
See how your income compares to housing costs in Vermilion County
Rent Burden
17.6%
of gross income
Max Housing (28% Rule)
$1,273
per month
Owner Cost Burden
14.6%
of gross income
You can likely afford the median home in Vermilion County
Median home value is $92,900. Estimated monthly cost: $742 vs. your max of $1,273.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.