CostBy County

Cost of Living in Vermilion County, Illinois

$838/mo
Median Monthly Rent
$97,200
Median Home Value

At a Glance

Median Monthly Rent
$838/mo
3% below state average
Median Home Value
$97,200
71% below national
Census GRAPI
28.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Vermilion County Compares

Median monthly rent comparison

Vermilion County$838/mo
Illinois Average$867/mo
National Median$1,413/mo

Detailed Housing Stats

$838/mo
Median Gross Rent
$97,200
Median Home Value
$700/mo
Monthly Owner Cost
28.5%
Census GRAPI

National Ranking

Affordability Rank

Vermilion County ranks #1,049 of 3,142 counties for affordability (top 33%)

Most AffordableLeast Affordable

Sourced county brief

Vermilion County Median Selected Monthly Owner Costs Total $700

Median selected monthly owner costs for all owner-occupied units in Vermilion County were $700, according to the ACS 2020-2024 5-Year Estimates. This figure is below the Illinois unweighted county mean of $960. The median home value for the county was estimated at $97,200, which is also lower than the state unweighted county mean of $153,020. The rental market showed a median gross rent of $838 per month, compared to the state unweighted county mean of $867. The official median gross rent as a percentage of household income (GRAPI), which is found in ACS table B25071, was 28.5%. This measurement is 2.4 percentage points higher than the state unweighted county mean official GRAPI of 26.1%. The median renter-household income for the county was estimated at $32,465 for the 5-year period. These figures represent the reported financial snapshot of local housing costs and incomes. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Vermilion County

Affordability Verdict

ACS B25071 estimates median gross rent at 28.5% of renter household income in Vermilion County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $838 per month; median selected monthly owner costs are $700. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $33,520 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Illinois unweighted mean of county median rents is $867 per month. Vermilion County's $838 median is 3.4% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Vermilion County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,327

per month

Owner Cost Burden

14.8%

of gross income

You can likely afford the median home in Vermilion County

Median home value is $97,200. Estimated monthly cost: $776 vs. your max of $1,327.

Rent Affordability Guide

Your entered rent as a share of entered income17.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,877Needed: $33,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,877Needed: $30,000
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,877Needed: $22,621

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Vermilion County, Illinois?
Vermilion County, Illinois has a median monthly rent of $838/mo and a median home value of $97,200. The affordability rating is Affordable, with median gross rent equal to approximately 28.5% of renter household income.
What is the median rent in Vermilion County?
The median gross rent in Vermilion County is $838/mo. This is 3% below state average for Illinois.
Is Vermilion County affordable?
Vermilion County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 28.5%. Median gross rent is under 30% of renter household income.
How does Vermilion County's rent compare to the state average?
Vermilion County's median rent of $838/mo is 3% below state average of $867/mo for Illinois.
What is the median home value in Vermilion County?
The median home value in Vermilion County, Illinois is $97,200. This is 71% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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