Cost of Living in Decatur County, Georgia

$860/mo
Median Monthly Rent
$146,200
Median Home Value

At a Glance

Median Monthly Rent
$860/mo
7% below state average
Median Home Value
$146,200
48% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Decatur County Compares

Median monthly rent comparison

Decatur County$860/mo
Georgia Average$927/mo
National Median$1,163/mo

Detailed Housing Stats

$860/mo
Median Gross Rent
$146,200
Median Home Value
$750/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Decatur County ranks #3,039 of 3,144 counties for affordability (bottom 3%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Decatur County, Georgia

Decatur's housing affordability faces real strain

At 20.4%, Decatur County's rent-to-income ratio ranks significantly above Georgia's state average of 18.6% and the national norm, indicating housing pressure. With a median household income of just $50,485—well below the national median of $74,755—residents here stretch smaller paychecks to cover housing.

Among Georgia's least affordable counties

Decatur County ranks near the bottom of Georgia counties for affordability, with housing costs consuming an outsized 20.4% of median income. The county's $860 monthly rent exceeds the state average, creating real strain for residents in this rural southwest Georgia community.

Decatur caught between cheaper and pricier

Decatur's $860 rent falls between the bargain rates of Dodge ($688) and Dooly ($761) counties and the steeper costs of urban Dougherty County ($905). Despite modest local incomes, Decatur's housing costs are comparatively high for its region.

Housing eats into lean household budgets

A renter in Decatur devotes roughly $860 monthly to housing while the median household earns $50,485 annually—meaning over 20% of gross income flows to rent alone. Homeowners faring better at $750 monthly, but both scenarios leave limited resources for other essentials.

Decatur requires careful financial planning

If relocating to rural Georgia, compare Decatur's tight housing ratio to nearby Dodge or Dooly counties, where similar rural lifestyles carry lower rent burdens. Only consider Decatur if your income significantly exceeds the county median, or if non-housing factors make it worth the trade-off.

Cost of Living Advisory: Decatur County

Affordability Verdict

For renters in Decatur County, the market is affordable. Expect to pay around $860/month in gross rent, with 27.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Decatur County pay $860/month on average, compared to $750/month for homeowners. This market favors buyers by about 13%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,400/year. For owner costs at the 28% rule, the required income is roughly $32,143/year. With a median household income of $50,485, most households can comfortably afford rent here. Notably, 27.0% of renter households in Decatur County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Lamar County where rent averages $913/month, Decatur County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in Decatur County

$

Rent Burden

20.4%

of gross income

Max Housing (28% Rule)

$1,178

per month

Owner Cost Burden

17.8%

of gross income

You can likely afford the median home in Decatur County

Median home value is $146,200. Estimated monthly cost: $1,167 vs. your max of $1,178.

Rent Affordability Guide

Your rent-to-income ratio20.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,485Needed: $34,400
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,485Needed: $32,143
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,485Needed: $34,025

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Decatur County, Georgia?
Decatur County, Georgia has a median monthly rent of $860/mo and a median home value of $146,200. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Decatur County?
The median gross rent in Decatur County is $860/mo. This is 7% below state average for Georgia.
Is Decatur County affordable?
Decatur County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Decatur County's rent compare to the state average?
Decatur County's median rent of $860/mo is 7% below state average of $927/mo for Georgia.
What is the median home value in Decatur County?
The median home value in Decatur County, Georgia is $146,200. This is 48% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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