Cost of Living in Freestone County, Texas

$844/mo
Median Monthly Rent
$164,400
Median Home Value

At a Glance

Median Monthly Rent
$844/mo
12% below state average
Median Home Value
$164,400
42% below national
Rent-to-Income Ratio
32.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Freestone County Compares

Median monthly rent comparison

Freestone County$844/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$844/mo
Median Gross Rent
$164,400
Median Home Value
$752/mo
Monthly Owner Cost
32.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Freestone County ranks #2,596 of 3,144 counties for affordability (bottom 17%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Freestone County, Texas

Freestone's rent costs less than most

At 17.3%, Freestone County's rent-to-income ratio beats the state average of 18.1%, signaling better affordability for renters. The county's median rent of $844 per month sits well below Texas's state median of $963, giving renters more breathing room in their budgets.

More affordable than most Texas counties

Freestone ranks among Texas's more affordable counties, with renters spending a smaller share of income on housing than the state average. This positions the county as a value play for Texans seeking lower cost-of-living options without sacrificing access to urban corridors.

Competitive with surrounding rural counties

Freestone's rent of $844 undercuts nearby Goliad County ($724) only slightly but significantly beats Gillespie County ($1,331), making it attractive for renters priced out of Hill Country. Homebuyers here find median values of $164,400, moderate compared to pricier neighbors to the south and west.

Renters and owners both gain ground

Renters pay 17.3% of their $58,460 median income toward housing, while homeowners commit just 15.5% to a median monthly cost of $752. This balanced affordability across tenure types makes Freestone appealing to both demographic groups seeking stability and low housing cost burden.

Move here if affordability matters most

If you're relocating within Texas and want rent or mortgage payments that don't dominate your paycheck, Freestone delivers both. Compare this county's housing costs to Gillespie or Galveston, and you'll see substantial monthly savings that add up over years.

Cost of Living Advisory: Freestone County

Affordability Verdict

Freestone County is affordable for renters, with a median gross rent of $844/month representing approximately 17.3% of median household income. The rent burden (GRAPI) stands at 32.0%.

Rent vs. Own

At $844/month rent versus $752/month in owner costs, owning is roughly $92/month cheaper — a 11% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,760/year. For owner costs at the 28% rule, the required income is roughly $32,229/year. With a median household income of $58,460, most households can comfortably afford rent here. Notably, 32.0% of renter households in Freestone County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Rains County where rent averages $895/month, Freestone County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in Freestone County

$

Rent Burden

17.3%

of gross income

Max Housing (28% Rule)

$1,364

per month

Owner Cost Burden

15.4%

of gross income

You can likely afford the median home in Freestone County

Median home value is $164,400. Estimated monthly cost: $1,312 vs. your max of $1,364.

Rent Affordability Guide

Your rent-to-income ratio17.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $58,460Needed: $33,760
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $58,460Needed: $32,229
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $58,460Needed: $38,260

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Freestone County, Texas?
Freestone County, Texas has a median monthly rent of $844/mo and a median home value of $164,400. The affordability rating is Unaffordable, with rent making up approximately 32.0% of median household income.
What is the median rent in Freestone County?
The median gross rent in Freestone County is $844/mo. This is 12% below state average for Texas.
Is Freestone County affordable?
Freestone County is rated Unaffordable based on rent-to-income ratio of 32.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Freestone County's rent compare to the state average?
Freestone County's median rent of $844/mo is 12% below state average of $963/mo for Texas.
What is the median home value in Freestone County?
The median home value in Freestone County, Texas is $164,400. This is 42% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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