Cost of Living in Grant County, Indiana

$799/mo
Median Monthly Rent
$116,000
Median Home Value
10% below state averageUnaffordable

At a Glance

Median Monthly Rent
$799/mo
10% below state average
Median Home Value
$116,000
59% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Grant County Compares

Median monthly rent comparison

Grant County$799/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$799/mo
Median Gross Rent
$116,000
Median Home Value
$776/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Grant County, Indiana

Grant faces Indiana's tightest affordability squeeze

Grant County households struggle most: a 17.8% rent-to-income ratio—the highest among these eight counties—combined with a $54,007 median income, nearly 28% below the national average. On paper, $799 rent looks cheap; in practice, it consumes nearly one-fifth of household earnings.

Worst affordability in Indiana's lineup

Grant's 17.8% rent-to-income ratio significantly exceeds Indiana's 15.6% state average, making it the least affordable county in this analysis. The median rent of $799 saves just $84 versus the state average, while incomes lag peers by thousands annually.

Cheapest rents, lowest incomes

Grant's $799 rent is the lowest in the group, but paired with the lowest median income ($54,007), the savings evaporate in affordability terms. The $116,000 median home value represents the cheapest properties available, but financing remains challenging on limited incomes.

Grant's precarious balance

Renters spend $799 monthly while homeowners pay $776—nearly identical, but on an income of just $54,007, either path consumes roughly 18% of earnings. This leaves Grant residents with the tightest margins for healthcare, transportation, and savings among all eight counties.

Grant: affordable only if income matches

Grant County's rock-bottom housing costs attract budget seekers, but its lower-income workforce suggests relocation works best for remote workers or those with portable, higher-wage jobs. Compare income and job prospects carefully before moving; affordability disappears if your income also drops.

Affordability Calculator

See how your income compares to housing costs in Grant County

$

Rent Burden

17.8%

of gross income

Max Housing (28% Rule)

$1,260

per month

Owner Cost Burden

17.2%

of gross income

You can likely afford the median home in Grant County

Median home value is $116,000. Estimated monthly cost: $926 vs. your max of $1,260.

Rent Affordability Guide

Your rent-to-income ratio17.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Grant County, Indiana?
Grant County, Indiana has a median monthly rent of $799/mo and a median home value of $116,000. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Grant County?
The median gross rent in Grant County is $799/mo. This is 10% below state average for Indiana.
Is Grant County affordable?
Grant County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Grant County's rent compare to the state average?
Grant County's median rent of $799/mo is 10% below state average of $883/mo for Indiana.
What is the median home value in Grant County?
The median home value in Grant County, Indiana is $116,000. This is 59% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.