Cost of Living in Custer County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Custer County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Custer County ranks #751 of 3,144 counties for affordability (top 24%)
Data Story
About Cost of Living in Custer County, Nebraska
Custer rents align with state average
Custer County residents spend 14.4% of their median household income on rent, nearly matching Nebraska's state average of 14.2% and falling within typical national ranges. With a median income of $66,310—below the national median of $74,755—residents here experience standard state-level housing pressures.
Typical Nebraska housing affordability
Custer County's 14.4% rent-to-income ratio places it right alongside Nebraska's overall housing market, neither exceptional nor strained. The county represents the statewide norm and delivers predictable affordability for those accustomed to regional standards.
Mid-range rents, highest ownership costs
Custer County's $794 monthly rent is competitive with the region, but its monthly homeownership costs of $942 rank highest among comparable counties despite a mid-range median home value of $160,500. This suggests high property taxes or insurance relative to home prices.
Renting cheaper than buying here
Monthly rent of $794 consumes 14.4% of the median income, while homeownership costs $942—a significant $148 monthly premium that makes renting substantially more affordable. For the median income of $66,310, this pricing gap favors rental housing.
Budget for higher ownership costs
If relocating to Custer County, be aware that homeownership carries a steeper monthly burden here than in neighboring counties. Renters will find more comfort, but buyers should carefully assess the full costs before moving.
Cost of Living Advisory: Custer County
Affordability Verdict
Custer County is affordable for renters, with a median gross rent of $794/month representing approximately 14.4% of median household income. The rent burden (GRAPI) stands at 21.0%.
Rent vs. Own
The median rent in Custer County is $794/month, while owner costs run $942/month. Renting saves approximately $148/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,760/year. For owner costs at the 28% rule, the required income is roughly $40,371/year. With a median household income of $66,310, most households can comfortably afford rent here. Notably, 21.0% of renter households in Custer County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Sioux County where rent averages $743/month, Custer County is approximately 7% more expensive.
Affordability Calculator
See how your income compares to housing costs in Custer County
Rent Burden
14.4%
of gross income
Max Housing (28% Rule)
$1,547
per month
Owner Cost Burden
17.0%
of gross income
You can likely afford the median home in Custer County
Median home value is $160,500. Estimated monthly cost: $1,281 vs. your max of $1,547.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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