Cost of Living in Floyd County, Texas

$587/mo
Median Monthly Rent
$101,000
Median Home Value
39% below state averageUnaffordable

At a Glance

Median Monthly Rent
$587/mo
39% below state average
Median Home Value
$101,000
64% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Floyd County Compares

Median monthly rent comparison

Floyd County$587/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$587/mo
Median Gross Rent
$101,000
Median Home Value
$567/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Floyd County, Texas

Floyd County ranks among nation's most affordable

Floyd County's 12.7% rent-to-income ratio crushes the national average, letting renters pocket most of their paychecks after housing costs. At $587 per month, the median rent is 39% below the national norm, positioning this Panhandle county among America's affordability champions.

Exceptional value in Texas housing market

Floyd County's 12.7% rent-to-income ratio beats Texas's state average of 18.1% by 5.4 percentage points, delivering some of the state's lowest housing burdens. This exceptional affordability places Floyd County in Texas's elite tier for rent-to-income performance.

Cheapest rents in the region

Floyd County's $587 median rent ranks lowest among the entire peer set, slightly undercutting Foard County ($577) and dramatically beating Fannin County ($994) by 41%. Home values at $101,000 remain modest, supporting the region's rock-bottom housing costs.

Minimal housing burden, modest incomes

Floyd County renters allocate just $587 monthly from a median household income of $55,461, translating to 12.7% of earnings dedicated to rent. Homeowners pay $567 monthly on properties valued at $101,000, demonstrating that genuine affordability persists across housing types.

Floyd County for maximum housing savings

Families seeking to minimize housing costs should seriously evaluate Floyd County's 12.7% rent-to-income ratio—among the nation's best. If your current housing burden exceeds Floyd's 12.7%, the math alone may justify relocating to the Texas Panhandle.

Affordability Calculator

See how your income compares to housing costs in Floyd County

$

Rent Burden

12.7%

of gross income

Max Housing (28% Rule)

$1,294

per month

Owner Cost Burden

12.3%

of gross income

You can likely afford the median home in Floyd County

Median home value is $101,000. Estimated monthly cost: $806 vs. your max of $1,294.

Rent Affordability Guide

Your rent-to-income ratio12.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Floyd County, Texas?
Floyd County, Texas has a median monthly rent of $587/mo and a median home value of $101,000. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Floyd County?
The median gross rent in Floyd County is $587/mo. This is 39% below state average for Texas.
Is Floyd County affordable?
Floyd County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Floyd County's rent compare to the state average?
Floyd County's median rent of $587/mo is 39% below state average of $963/mo for Texas.
What is the median home value in Floyd County?
The median home value in Floyd County, Texas is $101,000. This is 64% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.