Cost of Living in Rockcastle County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Rockcastle County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Rockcastle County ranks #98 of 3,142 counties for affordability (top 3%)
Sourced county brief
Rockcastle County Median Monthly Owner Costs Estimated at $478
The median selected monthly owner cost for owner-occupied units in Rockcastle County, Kentucky, was $478, which is $275 below the state unweighted county mean of $753. Median gross rent was recorded at $676 per month, compared to the Kentucky unweighted county mean of $793. The official ACS B25071 GRAPI, measuring median gross rent as a percentage of household income, was estimated at 24.9%, which is 2.3 percentage points lower than the state unweighted county mean of 27.2%. The median home value in the county was $123,600, while the unweighted county mean across Kentucky was $160,835. Median income for renter households was $30,519. These housing-cost statistics are provided by the 2020-2024 American Community Survey 5-Year Estimates. See ACS table B25088 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Rockcastle County
Affordability Verdict
ACS B25071 estimates median gross rent at 24.9% of renter household income in Rockcastle County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $676 per month; median selected monthly owner costs are $478. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $27,040 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kentucky unweighted mean of county median rents is $793 per month. Rockcastle County's $676 median is 14.8% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Rockcastle County
Rent Burden
16.6%
of gross income
Max Housing (28% Rule)
$1,140
per month
Owner Cost Burden
11.7%
of gross income
You can likely afford the median home in Rockcastle County
Median home value is $123,600. Estimated monthly cost: $987 vs. your max of $1,140.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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