Cost of Living in Decatur County, Kansas

$695/mo
Median Monthly Rent
$78,500
Median Home Value

At a Glance

Median Monthly Rent
$695/mo
12% below state average
Median Home Value
$78,500
72% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Decatur County Compares

Median monthly rent comparison

Decatur County$695/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$695/mo
Median Gross Rent
$78,500
Median Home Value
$579/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Decatur County ranks #1,164 of 3,144 counties for affordability (top 37%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Decatur County, Kansas

Decatur delivers balanced rental affordability

Decatur County's 16.0% rent-to-income ratio sits modestly above Kansas's 14.7% state average but remains reasonable by national standards. With a median household income of $52,030 and $695 monthly rents, Decatur renters face manageable affordability compared to counties like Crawford.

Among Kansas's more affordable counties

Decatur's 16.0% rent-to-income ratio matches Cowley's and undercuts Crawford's 20.0%, positioning it favorably within Kansas. Its $695 median rent ranks among the lowest in the state, second only to Comanche's $672.

Budget-friendly alongside Comanche

Decatur's $695 monthly rent is just $23 higher than Comanche's $672, and its 16.0% rent-to-income ratio ties Cowley's, making it a standout for affordability-conscious renters. Its $78,500 median home value undercuts even Comanche, offering Kansas's cheapest homeownership entry point.

Homeownership stands out as attainable

Decatur renters dedicate 16.0% of their $52,030 income to $695 monthly rent, while homeowners pay just $579—a mere 13.3% of income. This favorable owner-to-renter ratio, combined with the state's lowest median home value ($78,500), makes Decatur exceptionally accessible for first-time buyers.

First-time buyers' best Kansas bet

Decatur's $78,500 median home value and $579 monthly owner costs create Kansas's easiest homeownership entry point. If building equity matters more than amenities, Decatur delivers on affordability better than any surveyed county.

Cost of Living Advisory: Decatur County

Affordability Verdict

Housing in Decatur County is affordable. The median rent is $695/month against a median household income of $52,030, putting rent at 16.0% of income.

Rent vs. Own

At $695/month rent versus $579/month in owner costs, owning is roughly $116/month cheaper — a 17% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,800/year. For owner costs at the 28% rule, the required income is roughly $24,814/year. With a median household income of $52,030, most households can comfortably afford rent here. Notably, 22.0% of renter households in Decatur County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Norton County where rent averages $642/month, Decatur County is approximately 8% more expensive.

Affordability Calculator

See how your income compares to housing costs in Decatur County

$

Rent Burden

16.0%

of gross income

Max Housing (28% Rule)

$1,214

per month

Owner Cost Burden

13.4%

of gross income

You can likely afford the median home in Decatur County

Median home value is $78,500. Estimated monthly cost: $627 vs. your max of $1,214.

Rent Affordability Guide

Your rent-to-income ratio16.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,030Needed: $27,800
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,030Needed: $24,814
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,030Needed: $18,269

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Decatur County, Kansas?
Decatur County, Kansas has a median monthly rent of $695/mo and a median home value of $78,500. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Decatur County?
The median gross rent in Decatur County is $695/mo. This is 12% below state average for Kansas.
Is Decatur County affordable?
Decatur County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Decatur County's rent compare to the state average?
Decatur County's median rent of $695/mo is 12% below state average of $787/mo for Kansas.
What is the median home value in Decatur County?
The median home value in Decatur County, Kansas is $78,500. This is 72% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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