Cost of Living in Erath County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Erath County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Erath County, Texas
Erath housing costs stretch incomes
Renters in Erath County spend 20.8% of their income on housing while earning $65,351, roughly 13% below the national median of $74,755. This above-average rent burden strains incomes that are already below the national average.
Above Texas average affordability strain
Erath County's 20.8% rent-to-income ratio exceeds Texas's 18.1% state average, and its $1,134 monthly rent is 18% above the state median of $963. The county ranks among Texas's less affordable options despite rural location.
Highest rent in rural peer group
Erath County's $1,134 rent is the highest among rural neighbors, though its $251,900 median home value sits between lower-cost counties and Ellis County's premium. This suggests growing suburban pressure from nearby metro areas.
Owners bear steeper burden than renters
Renters spend $1,134/month while homeowners pay $973/month against the $65,351 income, consuming roughly 21% of household earnings. Renters face particular pressure in this county, while buyers achieve better proportional affordability.
Buyers outperform renters here
Erath County rewards homeownership with median values of $251,900—reasonable for the region—while rental costs strain most budgets. If you're considering this area, prioritize saving for a down payment to access the buyer's advantage.
Affordability Calculator
See how your income compares to housing costs in Erath County
Rent Burden
20.8%
of gross income
Max Housing (28% Rule)
$1,525
per month
Owner Cost Burden
17.9%
of gross income
The median home in Erath County may be a stretch
Median home value is $251,900. Estimated monthly cost: $2,011 vs. your max of $1,525.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.