Cost of Living in Erath County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Erath County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Erath County ranks #2,379 of 3,142 counties for affordability (bottom 24%)
Sourced county brief
Erath County Median Rent to Income Ratio Measured at 34.1%
In Erath County, the median gross rent as a percentage of household income was estimated at 34.1% based on official ACS B25071 GRAPI data. This figure is 7.2 percentage points higher than the Texas unweighted county mean of 26.9%. The median gross rent in the county was $1,146 per month, which exceeds the state unweighted county mean of $995. For owner-occupied housing, the median home value was $269,100, while the state unweighted county mean for home values was $185,237. Median selected monthly owner costs in Erath County were $1,025, compared to a state unweighted county mean of $877. The median income for renter households in the county was $39,712. These figures are based on the American Community Survey 5-year estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Erath County
Affordability Verdict
ACS B25071 estimates median gross rent at 34.1% of renter household income in Erath County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,146 per month; median selected monthly owner costs are $1,025. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $45,840 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Erath County's $1,146 median is 15.2% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Erath County
Rent Burden
21.1%
of gross income
Max Housing (28% Rule)
$1,519
per month
Owner Cost Burden
18.9%
of gross income
The median home in Erath County may be a stretch
Median home value is $269,100. Estimated monthly cost: $2,148 vs. your max of $1,519.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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