Cost of Living in Campbell County, Kentucky

$1,079/mo
Median Monthly Rent
$234,500
Median Home Value
40% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,079/mo
40% above state average
Median Home Value
$234,500
17% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Campbell County Compares

Median monthly rent comparison

Campbell County$1,079/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$1,079/mo
Median Gross Rent
$234,500
Median Home Value
$1,217/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Campbell County, Kentucky

Campbell County: higher income offsets higher costs

At 16.8%, Campbell County's rent-to-income ratio stays just below the national average, despite higher absolute housing costs. Residents earn $77,271—the strongest income in this group and $2,516 above the national median—making those steeper rents and $1,217 monthly owner costs manageable.

Among Kentucky's most affluent housing markets

Campbell County's 16.8% rent-to-income ratio beats Kentucky's 17.0% state average, and its $77,271 median income outpaces state peers significantly. This northern Kentucky county combines higher earning power with reasonable affordability ratios—a rare balance statewide.

Premium pricing with premium incomes

Campbell's $1,079 rent and $1,217 owner costs are the highest in this cohort, but its $77,271 median income is also the strongest by far. Residents here pay more absolutely but spend a smaller percentage of earnings on housing than lower-income peers.

Housing absorbs one-sixth of household income

Campbell renters pay $1,079 monthly (16.8% of income) while homeowners carry $1,217, both sustainable ratios given the $77,271 median household income. Median home values reach $234,500—the highest in the group—reflecting a market where earning power supports premium housing.

Campbell offers affordability with higher incomes

If you're relocating with strong earning potential, Campbell County delivers housing affordability ratios that match or beat national standards. The $234,500 median home value and $1,079 rents require solid income but reward well-compensated workers with balanced housing costs and northern Kentucky's economic advantages.

Affordability Calculator

See how your income compares to housing costs in Campbell County

$

Rent Burden

16.8%

of gross income

Max Housing (28% Rule)

$1,803

per month

Owner Cost Burden

18.9%

of gross income

The median home in Campbell County may be a stretch

Median home value is $234,500. Estimated monthly cost: $1,872 vs. your max of $1,803.

Rent Affordability Guide

Your rent-to-income ratio16.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Campbell County, Kentucky?
Campbell County, Kentucky has a median monthly rent of $1,079/mo and a median home value of $234,500. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Campbell County?
The median gross rent in Campbell County is $1,079/mo. This is 40% above state average for Kentucky.
Is Campbell County affordable?
Campbell County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Campbell County's rent compare to the state average?
Campbell County's median rent of $1,079/mo is 40% above state average of $771/mo for Kentucky.
What is the median home value in Campbell County?
The median home value in Campbell County, Kentucky is $234,500. This is 17% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.