CostBy County

Cost of Living in Campbell County, Kentucky

$1,145/mo
Median Monthly Rent
$252,000
Median Home Value

At a Glance

Median Monthly Rent
$1,145/mo
44% above state average
Median Home Value
$252,000
24% below national
Census GRAPI
29.6%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Campbell County Compares

Median monthly rent comparison

Campbell County$1,145/mo
Kentucky Average$793/mo
National Median$1,413/mo

Detailed Housing Stats

$1,145/mo
Median Gross Rent
$252,000
Median Home Value
$1,256/mo
Monthly Owner Cost
29.6%
Census GRAPI

National Ranking

Affordability Rank

Campbell County ranks #2,576 of 3,142 counties for affordability (bottom 18%)

Most AffordableLeast Affordable

Sourced county brief

Median Gross Rent in Campbell County Estimated at $1,145

Campbell County's median gross rent is $1,145 per month, which is $352 above the Kentucky unweighted county mean of $793. The official median gross rent as a percentage of household income (GRAPI) is 29.6%, based on ACS B25071. This official estimate is 2.4 percentage points higher than the state unweighted county mean of 27.2%. The median income for renter households was estimated at $44,224. In the owner-occupied sector, the median selected monthly owner costs are $1,256, exceeding the state unweighted county mean of $753. The median home value in the county was recorded at $252,000, compared to a Kentucky unweighted county mean of $160,835. These statistics are derived from the 2020-2024 5-Year Estimates and represent a snapshot of the housing cost environment for the county. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Campbell County

Affordability Verdict

ACS B25071 estimates median gross rent at 29.6% of renter household income in Campbell County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,145 per month; median selected monthly owner costs are $1,256. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $45,800 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Kentucky unweighted mean of county median rents is $793 per month. Campbell County's $1,145 median is 44.3% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Campbell County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,810

per month

Owner Cost Burden

19.4%

of gross income

The median home in Campbell County may be a stretch

Median home value is $252,000. Estimated monthly cost: $2,012 vs. your max of $1,810.

Rent Affordability Guide

Your entered rent as a share of entered income17.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,567Needed: $45,800
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,567Needed: $53,829
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,567Needed: $58,647

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Campbell County, Kentucky?
Campbell County, Kentucky has a median monthly rent of $1,145/mo and a median home value of $252,000. The affordability rating is Affordable, with median gross rent equal to approximately 29.6% of renter household income.
What is the median rent in Campbell County?
The median gross rent in Campbell County is $1,145/mo. This is 44% above state average for Kentucky.
Is Campbell County affordable?
Campbell County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 29.6%. Median gross rent is under 30% of renter household income.
How does Campbell County's rent compare to the state average?
Campbell County's median rent of $1,145/mo is 44% above state average of $793/mo for Kentucky.
What is the median home value in Campbell County?
The median home value in Campbell County, Kentucky is $252,000. This is 24% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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