Cost of Living in Washington County, Maryland
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Washington County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Washington County ranks #2,122 of 3,144 counties for affordability (bottom 33%)
Data Story
About Cost of Living in Washington County, Maryland
Washington County meets national norms
Washington County's rent-to-income ratio of 17.8% sits slightly below the national average of 20.0%, with a median household income of $74,157 nearly matching the U.S. median of $74,755. The county demonstrates solid affordability fundamentals for renters and homeowners seeking stability.
Below Maryland's affordability line
Washington's 17.8% rent-to-income ratio sits below Maryland's state average of 18.3%, positioning the county as one of the state's more accessible markets. The median income of $74,157 aligns closely with statewide norms, offering relative equity among peers.
Western Maryland's affordable anchor
Washington County's median rent of $1,100 is among the region's lowest, $138 below Talbot and $180 below Wicomico, while supporting one of the more balanced income levels. Home values at $275,900 offer strong affordability for buyers seeking Western Maryland roots.
Balanced housing and income
Washington renters allocate 17.8% of their $74,157 median income to $1,100 monthly rent, maintaining healthy margins for other expenses and savings. Homeowners investing $1,268 in monthly mortgage payments commit 20.5% of income to ownership—a practical burden for middle-income households.
Western Maryland's practical choice
Washington County offers genuinely accessible housing costs and median incomes aligned with statewide averages, making it ideal for middle-income families. The county's manufacturing heritage and growing remote work appeal make relocation feasible for those seeking affordability without sacrificing community stability.
Cost of Living Advisory: Washington County
Affordability Verdict
For renters in Washington County, the market is affordable. Expect to pay around $1,100/month in gross rent, with 29.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Washington County is $1,100/month, while owner costs run $1,268/month. Renting saves approximately $168/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $44,000/year. For owner costs at the 28% rule, the required income is roughly $54,343/year. With a median household income of $74,157, most households can comfortably afford rent here. Notably, 29.0% of renter households in Washington County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Maryland, Washington County is less affordable than Worcester County by roughly 7% ($1,100/mo vs $1,180/mo).
Affordability Calculator
See how your income compares to housing costs in Washington County
Rent Burden
17.8%
of gross income
Max Housing (28% Rule)
$1,730
per month
Owner Cost Burden
20.5%
of gross income
The median home in Washington County may be a stretch
Median home value is $275,900. Estimated monthly cost: $2,203 vs. your max of $1,730.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Washington County, Maryland?
What is the median rent in Washington County?
Is Washington County affordable?
How does Washington County's rent compare to the state average?
What is the median home value in Washington County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Washington County, Maryland? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Washington County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.