Cost of Living in Cooke County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Cooke County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cooke County ranks #2,292 of 3,142 counties for affordability (bottom 27%)
Sourced county brief
Cooke County Median Home Value Reaches $240,400 in ACS Estimates
In Cooke County, the median home value was estimated at $240,400 during the 2020-2024 period, which is above the Texas unweighted county mean of $185,237. The median gross rent in the county was $1,047 per month, exceeding the state unweighted county mean of $995. For renter-occupied units, the median renter-household income was recorded at $44,053. The official Gross Rent as a Percentage of Household Income (GRAPI) was 27.1%, representing the official ACS B25071 metric. This figure differs by 0.2 percentage points from the Texas unweighted county mean GRAPI of 26.9%. Selected monthly owner costs for all owner-occupied units were $1,024, compared to the state unweighted county mean of $877. This snapshot uses data from the U.S. Census Bureau ACS 5-Year Estimates and focuses on established figures for housing tenure groups. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Cooke County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.1% of renter household income in Cooke County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,047 per month; median selected monthly owner costs are $1,024. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $41,880 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Cooke County's $1,047 median is 5.2% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Cooke County
Rent Burden
17.0%
of gross income
Max Housing (28% Rule)
$1,725
per month
Owner Cost Burden
16.6%
of gross income
The median home in Cooke County may be a stretch
Median home value is $240,400. Estimated monthly cost: $1,919 vs. your max of $1,725.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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