CostBy County

Cost of Living in Piatt County, Illinois

$1,046/mo
Median Monthly Rent
$180,600
Median Home Value

At a Glance

Median Monthly Rent
$1,046/mo
21% above state average
Median Home Value
$180,600
46% below national
Census GRAPI
21.9%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Piatt County Compares

Median monthly rent comparison

Piatt County$1,046/mo
Illinois Average$867/mo
National Median$1,413/mo

Detailed Housing Stats

$1,046/mo
Median Gross Rent
$180,600
Median Home Value
$1,152/mo
Monthly Owner Cost
21.9%
Census GRAPI

National Ranking

Affordability Rank

Piatt County ranks #2,409 of 3,142 counties for affordability (bottom 23%)

Most AffordableLeast Affordable

Sourced county brief

Piatt County Renter Median Household Income Reaches $63,785

The median income for renter households in Piatt County was estimated at $63,785 according to American Community Survey 5-Year estimates. In this county, the official median gross rent as a percentage of household income, or GRAPI, is 21.9 percent. This metric differs from the Illinois unweighted county mean of 26.1 percent by 4.2 percentage points. The median gross rent in Piatt County is $1,046 per month, which is above the state unweighted county mean of $867 per month. Property values also differ from state averages, with the median home value at $180,600 compared to an unweighted county mean of $153,020. Homeowners in the county have median selected monthly owner costs of $1,152, which is above the state unweighted county mean of $960. All housing affordability percentages in this brief utilize official ACS B25071 GRAPI. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Piatt County

Affordability Verdict

ACS B25071 estimates median gross rent at 21.9% of renter household income in Piatt County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,046 per month; median selected monthly owner costs are $1,152. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $41,840 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Illinois unweighted mean of county median rents is $867 per month. Piatt County's $1,046 median is 20.6% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Piatt County

$

Rent Burden

13.2%

of gross income

Max Housing (28% Rule)

$2,212

per month

Owner Cost Burden

14.6%

of gross income

You can likely afford the median home in Piatt County

Median home value is $180,600. Estimated monthly cost: $1,442 vs. your max of $2,212.

Rent Affordability Guide

Your entered rent as a share of entered income13.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $94,811Needed: $41,840
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $94,811Needed: $49,371
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $94,811Needed: $42,031

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Piatt County, Illinois?
Piatt County, Illinois has a median monthly rent of $1,046/mo and a median home value of $180,600. The affordability rating is Affordable, with median gross rent equal to approximately 21.9% of renter household income.
What is the median rent in Piatt County?
The median gross rent in Piatt County is $1,046/mo. This is 21% above state average for Illinois.
Is Piatt County affordable?
Piatt County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 21.9%. Median gross rent is under 30% of renter household income.
How does Piatt County's rent compare to the state average?
Piatt County's median rent of $1,046/mo is 21% above state average of $867/mo for Illinois.
What is the median home value in Piatt County?
The median home value in Piatt County, Illinois is $180,600. This is 46% below the national median home value of $332,700.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Piatt County, Illinois? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Piatt County

Whether you're buying in Piatt County, Illinois, or refinancing, compare rates from top lenders using the terms each lender provides.

See Today's Rates
Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.