Cost of Living in Callahan County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Callahan County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Callahan County ranks #1,486 of 3,144 counties for affordability (top 47%)
Data Story
About Cost of Living in Callahan County, Texas
Callahan County excels in affordability
Callahan County renters spend just 15.4% of income on rent, well below the national average of 18.1% and the Texas state average of 18.1%. With a median household income of $68,455 and median rent of just $881, residents enjoy genuine affordability without sacrificing earnings.
Among Texas's best housing deals
Callahan County ranks in the top tier of Texas counties for housing affordability with a 15.4% rent-to-income ratio and $881 rent both below state averages. This West Texas location delivers renter-friendly costs without the premium pricing found in Hill Country or Austin-area counties.
Cheapest rents in the eight-county sample
Callahan's $881 monthly rent ties with Brown County ($887) as the cheapest in this comparison, beating Hill Country rivals by 30–50%. With $144,800 median homes, Callahan offers budget-friendly buying alongside affordable renting in West Texas.
West Texas affordability at its best
Renters pay $881 monthly while homeowners carry $797, with median home values at $144,800 competing with the lowest-cost counties. On a $68,455 income, housing consumes just 15.4% for renters and 14% for owners—among the most spacious affordability ratios in Texas.
Callahan for true affordability seekers
If you're relocating to West Texas and prioritizing maximum affordability, Callahan County delivers one of the state's best rent-to-income ratios at 15.4% and cheap entry prices. Measure your budget against $881 rents and $144,800 homes to see how much financial breathing room you'll gain.
Cost of Living Advisory: Callahan County
Affordability Verdict
Callahan County is affordable for renters, with a median gross rent of $881/month representing approximately 15.4% of median household income. The rent burden (GRAPI) stands at 30.0%.
Rent vs. Own
At $881/month rent versus $797/month in owner costs, owning is roughly $84/month cheaper — a 10% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,240/year. For owner costs at the 28% rule, the required income is roughly $34,157/year. With a median household income of $68,455, most households can comfortably afford rent here. Notably, 30.0% of renter households in Callahan County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Callahan County sits 6% less expensive than Carson County ($933/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Callahan County
Rent Burden
15.4%
of gross income
Max Housing (28% Rule)
$1,597
per month
Owner Cost Burden
14.0%
of gross income
You can likely afford the median home in Callahan County
Median home value is $144,800. Estimated monthly cost: $1,156 vs. your max of $1,597.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Callahan County, Texas?
What is the median rent in Callahan County?
Is Callahan County affordable?
How does Callahan County's rent compare to the state average?
What is the median home value in Callahan County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Callahan County, Texas? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Callahan County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.