Cost of Living in Caldwell County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Caldwell County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Caldwell County ranks #2,375 of 3,142 counties for affordability (bottom 24%)
Sourced county brief
Caldwell County Median Gross Rent Reaches 1,173 Dollars Monthly
The median monthly gross rent in Caldwell County was $1,173 according to the 2020-2024 5-Year Estimates. This value is higher than the Texas unweighted county mean rent of $995. For those in rental housing, the official ACS B25071 median gross rent as a percentage of household income (GRAPI) was estimated at 28.4%. This is 1.5 percentage points above the Texas unweighted county mean GRAPI of 26.9%. Ownership statistics show a median home value of $240,500 and median selected monthly owner costs of $998. The county's median renter-household income was $47,176, while the median household income for all residents was $69,758. These data points provide a snapshot of housing costs and income from the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. See ACS table B25064 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Caldwell County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.4% of renter household income in Caldwell County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,173 per month; median selected monthly owner costs are $998. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $46,920 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Texas unweighted mean of county median rents is $995 per month. Caldwell County's $1,173 median is 17.9% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Caldwell County
Rent Burden
20.2%
of gross income
Max Housing (28% Rule)
$1,628
per month
Owner Cost Burden
17.2%
of gross income
The median home in Caldwell County may be a stretch
Median home value is $240,500. Estimated monthly cost: $1,920 vs. your max of $1,628.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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