Cost of Living in McLennan County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How McLennan County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in McLennan County, Texas
McLennan renters face elevated housing costs
McLennan County renters spend 20.8% of their income on housing—substantially above the Texas state average of 18.1%—while earning $63,888, slightly below the national median. The $1,106 median rent is the second-highest among profiled counties, creating measurable affordability pressure.
Below-average affordability for Texas
McLennan County's 20.8% rent-to-income ratio places it in the lower-affordability tier statewide, driven primarily by above-average rents relative to local incomes. The county's rental market is notably less affordable than the Texas average.
Premium rents, premium ownership costs
McLennan's $1,106 median rent is second only to Martin County ($1,175) among its peers, while the median income of $63,888 is mid-range for the region. Homeownership is equally pricey: the $1,121 monthly cost and $219,200 median home value represent the region's steepest ownership burdens.
McLennan's housing dominates household budgets
A typical McLennan renter earning $63,888 annually devotes roughly $1,327 to housing, consuming 25% of gross income and severely limiting savings capacity. Homeowners face an even tighter squeeze, with $1,121 monthly costs representing 21% of income—the highest ownership burden among all profiled counties.
McLennan's affordability challenges run deep
McLennan County presents one of the region's most challenging housing markets for both renters and buyers; expect to allocate 20%+ of your income to housing regardless of tenure. Compare McLennan's 20.8% rent ratio against Mason County (13.1%) or Madison County (14.9%) to see the substantial savings available in more affordable markets.
Affordability Calculator
See how your income compares to housing costs in McLennan County
Rent Burden
20.8%
of gross income
Max Housing (28% Rule)
$1,491
per month
Owner Cost Burden
21.1%
of gross income
The median home in McLennan County may be a stretch
Median home value is $219,200. Estimated monthly cost: $1,750 vs. your max of $1,491.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.