Cost of Living in McLennan County, Texas

$1,106/mo
Median Monthly Rent
$219,200
Median Home Value
15% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,106/mo
15% above state average
Median Home Value
$219,200
22% below national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How McLennan County Compares

Median monthly rent comparison

McLennan County$1,106/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,106/mo
Median Gross Rent
$219,200
Median Home Value
$1,121/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in McLennan County, Texas

McLennan renters face elevated housing costs

McLennan County renters spend 20.8% of their income on housing—substantially above the Texas state average of 18.1%—while earning $63,888, slightly below the national median. The $1,106 median rent is the second-highest among profiled counties, creating measurable affordability pressure.

Below-average affordability for Texas

McLennan County's 20.8% rent-to-income ratio places it in the lower-affordability tier statewide, driven primarily by above-average rents relative to local incomes. The county's rental market is notably less affordable than the Texas average.

Premium rents, premium ownership costs

McLennan's $1,106 median rent is second only to Martin County ($1,175) among its peers, while the median income of $63,888 is mid-range for the region. Homeownership is equally pricey: the $1,121 monthly cost and $219,200 median home value represent the region's steepest ownership burdens.

McLennan's housing dominates household budgets

A typical McLennan renter earning $63,888 annually devotes roughly $1,327 to housing, consuming 25% of gross income and severely limiting savings capacity. Homeowners face an even tighter squeeze, with $1,121 monthly costs representing 21% of income—the highest ownership burden among all profiled counties.

McLennan's affordability challenges run deep

McLennan County presents one of the region's most challenging housing markets for both renters and buyers; expect to allocate 20%+ of your income to housing regardless of tenure. Compare McLennan's 20.8% rent ratio against Mason County (13.1%) or Madison County (14.9%) to see the substantial savings available in more affordable markets.

Affordability Calculator

See how your income compares to housing costs in McLennan County

$

Rent Burden

20.8%

of gross income

Max Housing (28% Rule)

$1,491

per month

Owner Cost Burden

21.1%

of gross income

The median home in McLennan County may be a stretch

Median home value is $219,200. Estimated monthly cost: $1,750 vs. your max of $1,491.

Rent Affordability Guide

Your rent-to-income ratio20.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in McLennan County, Texas?
McLennan County, Texas has a median monthly rent of $1,106/mo and a median home value of $219,200. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in McLennan County?
The median gross rent in McLennan County is $1,106/mo. This is 15% above state average for Texas.
Is McLennan County affordable?
McLennan County is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does McLennan County's rent compare to the state average?
McLennan County's median rent of $1,106/mo is 15% above state average of $963/mo for Texas.
What is the median home value in McLennan County?
The median home value in McLennan County, Texas is $219,200. This is 22% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.