Cost of Living in Bell County, Texas

$1,168/mo
Median Monthly Rent
$221,100
Median Home Value
21% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,168/mo
21% above state average
Median Home Value
$221,100
22% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bell County Compares

Median monthly rent comparison

Bell County$1,168/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,168/mo
Median Gross Rent
$221,100
Median Home Value
$1,262/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Bell County, Texas

Bell County stretches housing budgets

Bell County renters spend 21.2% of income on housing, significantly above Texas's state average of 18.1% and approaching national crisis levels. With a median income of $66,051, residents allocate over $1,168 monthly just for rent.

Upper third for affordability burden

Bell County ranks among the more expensive Texas counties relative to local incomes, reflecting its position as a military and manufacturing hub. The county's role as home to Fort Hood drives demand and costs upward.

Pricier than rural alternatives

Bell County's median rent of $1,168 exceeds surrounding rural counties like Coryell and Milam by 20-30%. Home values of $221,100 reflect military-driven demand and proximity to Central Texas growth corridors.

Military presence drives costs up

Bell County's median income of $66,051 is stretched by rents of $1,168 and ownership costs of $1,262 monthly. Housing consumes over 21% of income, leaving constrained budgets for families without dual high incomes.

Military families weigh options carefully

Bell County's housing crisis reflects Fort Hood's gravitational pull on the local market. If you're military-connected or seeking affordable Central Texas living, compare these numbers against neighboring Coryell or McLennan counties.

Affordability Calculator

See how your income compares to housing costs in Bell County

$

Rent Burden

21.2%

of gross income

Max Housing (28% Rule)

$1,541

per month

Owner Cost Burden

22.9%

of gross income

The median home in Bell County may be a stretch

Median home value is $221,100. Estimated monthly cost: $1,765 vs. your max of $1,541.

Rent Affordability Guide

Your rent-to-income ratio21.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Bell County, Texas?
Bell County, Texas has a median monthly rent of $1,168/mo and a median home value of $221,100. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Bell County?
The median gross rent in Bell County is $1,168/mo. This is 21% above state average for Texas.
Is Bell County affordable?
Bell County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bell County's rent compare to the state average?
Bell County's median rent of $1,168/mo is 21% above state average of $963/mo for Texas.
What is the median home value in Bell County?
The median home value in Bell County, Texas is $221,100. This is 22% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.