Cost of Living in Dinwiddie County, Virginia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Dinwiddie County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Dinwiddie County ranks #2,175 of 3,144 counties for affordability (bottom 31%)
Data Story
About Cost of Living in Dinwiddie County, Virginia
Dinwiddie balances higher incomes and costs
Dinwiddie County's rent-to-income ratio of 17.8% beats the national average of 18.6%, positioning it as a genuinely affordable market despite higher absolute costs. Median household income of $83,898 exceeds the national average of $74,755 by 12%, while median rent of $1,242 reflects the stronger local economy. This county demonstrates how rising incomes can outpace rising rents, improving overall affordability.
Virginia's sweet spot for balance
Dinwiddie ranks among Virginia's most affordable communities by ratio at 17.8%, matching the state average of 18.6% at the upper end of efficiency. Incomes here significantly exceed the state average, while rents remain only 9% above Virginia's median—a favorable combination. This central Virginia county offers wage growth alongside housing stability.
Higher wages, higher but manageable costs
Dinwiddie's $83,898 median income dwarfs Danville's $42,778 and Dickenson's $43,831, allowing residents to absorb $1,242 rent more comfortably despite the higher nominal cost. At 17.8%, Dinwiddie's rent-to-income ratio is the lowest in this peer group, demonstrating how wage strength beats rental restraint. For those prioritizing income opportunity, Dinwiddie's higher costs become negligible.
Housing consumes modest share of income
Dinwiddie renters spend $1,242 monthly while earning $83,898 annually—just 17.8% of gross income, leaving substantial discretionary spending capacity. Homeowners face $1,238 monthly costs on a median value of $246,100, also consuming a reasonable 17.7% of household income. Both figures place Dinwiddie among Virginia's most comfortable housing situations relative to earning power.
Dinwiddie rewards career growth and wages
This county offers the rare combination of strong incomes ($83,898 median) with genuinely affordable housing ratios, making it ideal for families prioritizing economic stability. Homes averaging $246,100 and rents at $1,242 remain comfortably below 18% of income, leaving room for savings and quality of life. Professionals relocating for jobs in central Virginia will find Dinwiddie's balance hard to beat.
Cost of Living Advisory: Dinwiddie County
Affordability Verdict
Dinwiddie County offers affordable rental housing at a median of $1,242/month — about 17.8% of the typical household income here.
Rent vs. Own
Renters in Dinwiddie County pay $1,242/month on average, compared to $1,238/month for homeowners. This market favors buyers by about 0%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $49,680/year. For owner costs at the 28% rule, the required income is roughly $53,057/year. With a median household income of $83,898, most households can comfortably afford rent here. Notably, 22.0% of renter households in Dinwiddie County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Dinwiddie County sits 4% less expensive than Winchester city ($1,298/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Dinwiddie County
Rent Burden
17.8%
of gross income
Max Housing (28% Rule)
$1,958
per month
Owner Cost Burden
17.7%
of gross income
The median home in Dinwiddie County may be a stretch
Median home value is $246,100. Estimated monthly cost: $1,965 vs. your max of $1,958.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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