Cost of Living in Cumberland County, North Carolina
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cumberland County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Cumberland County, North Carolina
Cumberland's housing hits households hard
Households in Cumberland County devote 23.6% of their income to rent—significantly above the national benchmark of 18%. This burden falls heaviest on a median household earning $58,780, which is $16,000 below the national average and pays $1,156 monthly for housing.
Least affordable county in sample
Cumberland's 23.6% rent-to-income ratio ranks it as the most strained housing market among these eight North Carolina counties. The county's $1,156 median rent outpaces the state average by $218, creating the sharpest affordability squeeze in this comparison group.
Fort Bragg effect raises regional rents
Cumberland's $1,156 rent substantially exceeds nearby Duplin County ($815) and Davidson County ($863), reflecting its military-anchor economy and urban character. Only Dare County ($1,307) and Durham County ($1,415) command higher rents in this regional analysis.
Owner costs nearly match rents
Both renters and owners face high monthly burdens: renters pay $1,156 while homeowners pay $1,134 on a median income of $58,780. Together, these housing costs consume nearly 24% of gross income, leaving less for other essentials than any other county in this group.
Weigh Cumberland's tradeoffs carefully
Cumberland's military presence and job opportunities come at a housing cost premium—your rent dollars stretch further in nearby Davidson or Duplin counties. If relocating here, budget aggressively and compare salaries carefully; a $5,000–$10,000 income bump could meaningfully ease your housing burden.
Affordability Calculator
See how your income compares to housing costs in Cumberland County
Rent Burden
23.6%
of gross income
Max Housing (28% Rule)
$1,372
per month
Owner Cost Burden
23.2%
of gross income
The median home in Cumberland County may be a stretch
Median home value is $183,700. Estimated monthly cost: $1,467 vs. your max of $1,372.
Rent Affordability Guide
Frequently Asked Questions
What is the cost of living in Cumberland County, North Carolina?
What is the median rent in Cumberland County?
Is Cumberland County affordable?
How does Cumberland County's rent compare to the state average?
What is the median home value in Cumberland County?
Planning a Move?
Researching the cost of living in Cumberland County, North Carolina? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCounties with Similar Housing Costs
Compare Mortgage Rates in Cumberland County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.