Cost of Living in Pontotoc County, Oklahoma

$880/mo

Median Monthly Rent

$170,500

Median Home Value

8% above state averageUnaffordable

At a Glance

Median Monthly Rent

$880/mo

8% above state average

Median Home Value

$170,500

40% below national

Rent-to-Income Ratio

24.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Pontotoc County Compares

Median monthly rent comparison

Pontotoc County$880/mo

Oklahoma Average$814/mo

National Median$1,163/mo

Detailed Housing Stats

$880/mo

Median Gross Rent

$170,500

Median Home Value

$842/mo

Monthly Owner Cost

24.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Pontotoc County, Oklahoma

Pontotoc County nearly matches national affordability

Pontotoc County renters spend 16.9% of household income on rent, just above the 15% affordability benchmark and competitive with national norms. With a median household income of $62,564—16% below the U.S. median—the county achieves solid housing affordability for renters.

Nearly matches Oklahoma's state average

Pontotoc County's 16.9% rent-to-income ratio sits just 0.1 percentage points below Oklahoma's 17.0% state average, placing it squarely at the state norm for affordability. The county achieves this balance through slightly above-average rent ($880) paired with above-average household income ($62,564).

Higher income, moderate rent burden

Pontotoc County's $62,564 median household income is among the highest in this group, allowing residents to absorb rent costs of $880 more comfortably than lower-income peers. Compared to Osage County ($60,482 income), Pontotoc has $2,082 more annual household income to work with.

Balanced housing costs across tenures

Renters spend $880 monthly (16.9% of income) while homeowners pay $842, with both tenure types consuming roughly similar income shares. The median home value of $170,500 remains accessible for buyers earning near the county median.

Pontotoc balances income and housing costs

If relocating to Oklahoma, Pontotoc County offers near-average state affordability with slightly above-average incomes—a stable combination for renters and buyers alike. Compare your household income to the $62,564 median to assess whether you'll enjoy above-average or below-average housing affordability in the county.

Affordability Calculator

See how your income compares to housing costs in Pontotoc County

Your Annual Household Income

Rent Burden

16.9%

of gross income

Max Housing (28% Rule)

$1,460

per month

Owner Cost Burden

16.1%

of gross income

You can likely afford the median home in Pontotoc County

Median home value is $170,500. Estimated monthly cost: $1,361 vs. your max of $1,460.

Rent Affordability Guide

Your rent-to-income ratio16.9%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Pontotoc County, Oklahoma?

Pontotoc County, Oklahoma has a median monthly rent of $880/mo and a median home value of $170,500. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.

What is the median rent in Pontotoc County?

The median gross rent in Pontotoc County is $880/mo. This is 8% above state average for Oklahoma.

Is Pontotoc County affordable?

Pontotoc County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Pontotoc County's rent compare to the state average?

Pontotoc County's median rent of $880/mo is 8% above state average of $814/mo for Oklahoma.

What is the median home value in Pontotoc County?

The median home value in Pontotoc County, Oklahoma is $170,500. This is 40% below the national median home value of $281,900.