Cost of Living in Pontotoc County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Pontotoc County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Pontotoc County ranks #1,655 of 3,142 counties for affordability (bottom 47%)
Sourced county brief
Pontotoc County official GRAPI estimated at 25.1%
The official median gross rent as a percentage of household income (GRAPI) in Pontotoc County is 25.1%. This figure is 1.5 percentage points lower than the Oklahoma unweighted county mean of 26.6%. The median gross rent in the county was estimated at $889 per month, which is $50 higher than the state unweighted county mean of $839. For homeowners, the median home value was recorded at $175,400, compared to the Oklahoma unweighted mean of $152,013. Median selected monthly owner costs for all owner-occupied households are $847, while the unweighted state mean is $755. The median renter-household income for the period was $40,073. This data represents a snapshot of housing costs from 2020 to 2024 and does not provide relocation advice or economic predictions. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Pontotoc County
Affordability Verdict
ACS B25071 estimates median gross rent at 25.1% of renter household income in Pontotoc County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $889 per month; median selected monthly owner costs are $847. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $35,560 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Oklahoma unweighted mean of county median rents is $839 per month. Pontotoc County's $889 median is 5.9% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Pontotoc County
Rent Burden
16.9%
of gross income
Max Housing (28% Rule)
$1,470
per month
Owner Cost Burden
16.1%
of gross income
You can likely afford the median home in Pontotoc County
Median home value is $175,400. Estimated monthly cost: $1,400 vs. your max of $1,470.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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