Cost of Living in Cass County, Illinois

$723/mo
Median Monthly Rent
$95,500
Median Home Value
14% below state averageUnaffordable

At a Glance

Median Monthly Rent
$723/mo
14% below state average
Median Home Value
$95,500
66% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cass County Compares

Median monthly rent comparison

Cass County$723/mo
Illinois Average$837/mo
National Median$1,163/mo

Detailed Housing Stats

$723/mo
Median Gross Rent
$95,500
Median Home Value
$793/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Cass County, Illinois

Cass County rents stay below national strain

Renters in Cass County spend just 13.4% of their income on housing, beating the national average and signaling relative affordability. With a median household income of $64,907—about 13% below the U.S. median of $74,755—residents stretch their dollars further on housing than typical Americans do.

Illinois's most affordable rental market

Cass County's 13.4% rent-to-income ratio ranks among Illinois's lowest, outperforming the state average of 14.7%. At $723 per month, median gross rent sits $114 below the state average, making it a bright spot for affordability across central Illinois.

Cheaper than Christian, comparable to Clark

Cass County's $723 rent undercuts nearby Christian County ($729) and matches Clark County's affordability more closely than rural neighbors. The county's modest housing costs reflect its smaller population and distance from major metro centers like Champaign.

Rent and ownership costs balanced

At $723 for rent and $793 for homeowner costs, Cass County offers symmetrical housing burdens across tenancy types. The median home value of $95,500 keeps monthly mortgage payments low, allowing homeowners and renters to spend roughly the same proportion of their $64,907 median income on shelter.

Consider Cass for affordable living

If you're relocating to Illinois and prioritize affordability, Cass County delivers low rents without the rural isolation of clay or Christian counties. Compare this county's $723 rents and 13.4% rent burden against pricier alternatives like Cook County ($1,381) or Champaign County ($1,018) before you move.

Affordability Calculator

See how your income compares to housing costs in Cass County

$

Rent Burden

13.4%

of gross income

Max Housing (28% Rule)

$1,514

per month

Owner Cost Burden

14.7%

of gross income

You can likely afford the median home in Cass County

Median home value is $95,500. Estimated monthly cost: $762 vs. your max of $1,514.

Rent Affordability Guide

Your rent-to-income ratio13.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cass County, Illinois?
Cass County, Illinois has a median monthly rent of $723/mo and a median home value of $95,500. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Cass County?
The median gross rent in Cass County is $723/mo. This is 14% below state average for Illinois.
Is Cass County affordable?
Cass County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cass County's rent compare to the state average?
Cass County's median rent of $723/mo is 14% below state average of $837/mo for Illinois.
What is the median home value in Cass County?
The median home value in Cass County, Illinois is $95,500. This is 66% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.