Cost of Living in Cass County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Cass County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cass County ranks #980 of 3,142 counties for affordability (top 31%)
Sourced county brief
Cass County GRAPI Estimated at 3.0 Percentage Points Below State Mean
Cass County's official median gross rent as a percentage of household income (GRAPI) was 23.1%. This official metric is 3.0 percentage points lower than the Illinois unweighted county mean of 26.1%. The median gross rent in the county was estimated at $723 per month, which is below the state unweighted county mean of $867. For homeowners, the median home value was $97,100, while the state unweighted county mean was $153,020. Median selected monthly owner costs for all owner-occupied units were $852, compared to a state unweighted county mean of $960. The median renter-household income in the county was recorded at $35,265. All figures are based on the ACS 2020-2024 5-year estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Cass County
Affordability Verdict
ACS B25071 estimates median gross rent at 23.1% of renter household income in Cass County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $723 per month; median selected monthly owner costs are $852. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $28,920 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Illinois unweighted mean of county median rents is $867 per month. Cass County's $723 median is 16.6% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Cass County
Rent Burden
12.7%
of gross income
Max Housing (28% Rule)
$1,590
per month
Owner Cost Burden
15.0%
of gross income
You can likely afford the median home in Cass County
Median home value is $97,100. Estimated monthly cost: $775 vs. your max of $1,590.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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