Cost of Living in Warrick County, Indiana

$1,008/mo
Median Monthly Rent
$228,900
Median Home Value

At a Glance

Median Monthly Rent
$1,008/mo
14% above state average
Median Home Value
$228,900
19% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Warrick County Compares

Median monthly rent comparison

Warrick County$1,008/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$1,008/mo
Median Gross Rent
$228,900
Median Home Value
$1,127/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Warrick County ranks #1,459 of 3,144 counties for affordability (top 46%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Warrick County, Indiana

Warrick County balances higher costs with strong incomes

Renters spend 12.7% of their income on housing, well within the sustainable 12-15% range despite paying $1,008 monthly rent—Indiana's highest. The key: median household income of $95,027 is 27% above the national median, making higher costs proportionate to earnings.

Highest incomes, highest rents in Indiana

Warrick County's 12.7% rent-to-income ratio ranks among Indiana's best despite having the state's highest rents and home values. The county's median income of $95,027 far exceeds the state average, allowing residents to absorb higher housing costs comfortably.

Premium living in the region

Warrick County's $1,008 rent and $1,127 homeowner costs are substantially higher than all peer counties—$44 and $264 above the next-highest, respectively. However, its median income of $95,027 is also the region's strongest, justifying the premium.

Higher costs, but proportionate incomes

Monthly rent averages $1,008 while homeowner costs run $1,127 against median household income of $95,027. Though housing consumes 12.7% of income, the high earnings mean families have more discretionary income than lower-wage counties.

Warrick County rewards higher earners

If you're relocating with a strong income, Warrick County's higher housing costs buy access to pricier homes ($228,900 median) and more affluent communities. The 12.7% rent-to-income ratio confirms that costs remain manageable for households earning near $95,000.

Cost of Living Advisory: Warrick County

Affordability Verdict

Warrick County offers affordable rental housing at a median of $1,008/month — about 12.7% of the typical household income here.

Rent vs. Own

At $1,008/month rent versus $1,127/month in owner costs, renting is roughly $119/month cheaper — a 11% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $40,320/year. For owner costs at the 28% rule, the required income is roughly $48,300/year. With a median household income of $95,027, most households can comfortably afford rent here. Notably, 23.0% of renter households in Warrick County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Shelby County where rent averages $956/month, Warrick County is approximately 5% more expensive.

Affordability Calculator

See how your income compares to housing costs in Warrick County

$

Rent Burden

12.7%

of gross income

Max Housing (28% Rule)

$2,217

per month

Owner Cost Burden

14.2%

of gross income

You can likely afford the median home in Warrick County

Median home value is $228,900. Estimated monthly cost: $1,827 vs. your max of $2,217.

Rent Affordability Guide

Your rent-to-income ratio12.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $95,027Needed: $40,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $95,027Needed: $48,300
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $95,027Needed: $53,271

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Warrick County, Indiana?
Warrick County, Indiana has a median monthly rent of $1,008/mo and a median home value of $228,900. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Warrick County?
The median gross rent in Warrick County is $1,008/mo. This is 14% above state average for Indiana.
Is Warrick County affordable?
Warrick County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Warrick County's rent compare to the state average?
Warrick County's median rent of $1,008/mo is 14% above state average of $883/mo for Indiana.
What is the median home value in Warrick County?
The median home value in Warrick County, Indiana is $228,900. This is 19% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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