Cost of Living in Grays Harbor County, Washington

$1,018/mo
Median Monthly Rent
$279,500
Median Home Value

At a Glance

Median Monthly Rent
$1,018/mo
15% below state average
Median Home Value
$279,500
1% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Grays Harbor County Compares

Median monthly rent comparison

Grays Harbor County$1,018/mo
Washington Average$1,202/mo
National Median$1,163/mo

Detailed Housing Stats

$1,018/mo
Median Gross Rent
$279,500
Median Home Value
$1,061/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Grays Harbor County ranks #2,814 of 3,144 counties for affordability (bottom 10%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Grays Harbor County, Washington

Grays Harbor slightly above national comfort zone

Grays Harbor County's rent-to-income ratio of 19.2% exceeds the national average of roughly 28–30% for renters, though it remains in reasonable territory. With a median household income of $63,539 and $1,018 monthly rent, the county's coastal location carries modest affordability pressure.

Slightly tighter than Washington average

Grays Harbor County's rent-to-income ratio of 19.2% sits just above Washington's state average of 18.8%, making it a marginally less affordable option than many peers. The coastal location and tourism economy influence both housing costs and wage patterns.

Pricier than inland, cheaper than islands

Grays Harbor's $1,018 rent falls between the inland bargains of Ferry ($703) and the island premiums of Island County ($1,631). Its $279,500 median home value reflects coastal demand without the extreme pricing of wealthier western counties.

Similar burden for renters and owners

Renters pay $1,018 monthly while homeowners face $1,061—nearly identical costs that each consume roughly 19% of household income. This tight alignment suggests Grays Harbor offers balanced affordability regardless of housing choice.

Grays Harbor for coastal-living seekers

If Pacific coast living appeals to you and you can accept slightly higher housing costs, Grays Harbor County offers more accessibility than island or wealthy waterfront counties. Your income needs to stretch a bit further here, but ocean proximity may justify the modest premium.

Cost of Living Advisory: Grays Harbor County

Affordability Verdict

Housing in Grays Harbor County is affordable. The median rent is $1,018/month against a median household income of $63,539, putting rent at 19.2% of income.

Rent vs. Own

Renters in Grays Harbor County pay $1,018/month on average, compared to $1,061/month for homeowners. This market favors renters by about 4%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $40,720/year. For owner costs at the 28% rule, the required income is roughly $45,471/year. With a median household income of $63,539, most households can comfortably afford rent here. Notably, 28.0% of renter households in Grays Harbor County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Grays Harbor County sits 6% more expensive than Pacific County ($962/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Grays Harbor County

$

Rent Burden

19.2%

of gross income

Max Housing (28% Rule)

$1,483

per month

Owner Cost Burden

20.0%

of gross income

The median home in Grays Harbor County may be a stretch

Median home value is $279,500. Estimated monthly cost: $2,231 vs. your max of $1,483.

Rent Affordability Guide

Your rent-to-income ratio19.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,539Needed: $40,720
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $63,539Needed: $45,471
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $63,539Needed: $65,047

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Grays Harbor County, Washington?
Grays Harbor County, Washington has a median monthly rent of $1,018/mo and a median home value of $279,500. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Grays Harbor County?
The median gross rent in Grays Harbor County is $1,018/mo. This is 15% below state average for Washington.
Is Grays Harbor County affordable?
Grays Harbor County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Grays Harbor County's rent compare to the state average?
Grays Harbor County's median rent of $1,018/mo is 15% below state average of $1,202/mo for Washington.
What is the median home value in Grays Harbor County?
The median home value in Grays Harbor County, Washington is $279,500. This is 1% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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