Cost of Living in Knox County, Indiana

$782/mo
Median Monthly Rent
$123,500
Median Home Value
11% below state averageUnaffordable

At a Glance

Median Monthly Rent
$782/mo
11% below state average
Median Home Value
$123,500
56% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Knox County Compares

Median monthly rent comparison

Knox County$782/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$782/mo
Median Gross Rent
$123,500
Median Home Value
$752/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Knox County, Indiana

Knox County offers affordable rents nationally

With a rent-to-income ratio of 15.9%, Knox County is nearly aligned with the national average despite a median household income of $58,863—below the national median of $74,755. Monthly rents of $782 are notably low, making this county an outlier for affordability.

One of Indiana's most affordable counties

Knox County's 15.9% rent-to-income ratio sits almost exactly at the state average of 15.6%, and its $782 median rent is $101 below Indiana's average of $883. This combination ranks Knox among Indiana's most housing-accessible counties.

Low rents anchor the region

Knox County's $782 rent is the lowest among comparable counties in this analysis, undercutting Lawrence County ($800) and matching affordability trends in rural Indiana. Despite lower incomes, Knox residents spend less on housing as a percentage of earnings than many neighboring areas.

Minimal housing burden allows financial flexibility

Renters dedicate only 15.9% of income to housing, while homeowners spend roughly 15.4% on mortgage costs, leaving Knox residents room for savings and other expenses. The median home value of $123,500 is the lowest in this county cluster, reflecting accessible homeownership.

Budget-conscious renters should explore Knox

Knox County delivers some of the lowest housing costs in Indiana paired with manageable rent-to-income ratios, ideal if you prioritize affordability over urban amenities. Compare it with neighboring Lawrence County ($800 rent, $65,551 income) to assess similar low-cost regions.

Affordability Calculator

See how your income compares to housing costs in Knox County

$

Rent Burden

15.9%

of gross income

Max Housing (28% Rule)

$1,373

per month

Owner Cost Burden

15.3%

of gross income

You can likely afford the median home in Knox County

Median home value is $123,500. Estimated monthly cost: $986 vs. your max of $1,373.

Rent Affordability Guide

Your rent-to-income ratio15.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Knox County, Indiana?
Knox County, Indiana has a median monthly rent of $782/mo and a median home value of $123,500. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Knox County?
The median gross rent in Knox County is $782/mo. This is 11% below state average for Indiana.
Is Knox County affordable?
Knox County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Knox County's rent compare to the state average?
Knox County's median rent of $782/mo is 11% below state average of $883/mo for Indiana.
What is the median home value in Knox County?
The median home value in Knox County, Indiana is $123,500. This is 56% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.