CostBy County

Cost of Living in Montgomery County, Arkansas

$636/mo
Median Monthly Rent
$151,900
Median Home Value

At a Glance

Median Monthly Rent
$636/mo
18% below state average
Median Home Value
$151,900
54% below national
Census GRAPI
32.1%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Montgomery County Compares

Median monthly rent comparison

Montgomery County$636/mo
Arkansas Average$774/mo
National Median$1,413/mo

Detailed Housing Stats

$636/mo
Median Gross Rent
$151,900
Median Home Value
$485/mo
Monthly Owner Cost
32.1%
Census GRAPI

National Ranking

Affordability Rank

Montgomery County ranks #51 of 3,142 counties for affordability (top 2%)

Most AffordableLeast Affordable

Sourced county brief

Montgomery County Median Gross Rent Percentage Reaches 32.1 Percent

In Montgomery County, the official ACS B25071 median gross rent as a percentage of household income was estimated at 32.1%. This figure is 3.7 percentage points above the Arkansas unweighted county mean official GRAPI of 28.4%. The median gross rent in the county was $636 per month, compared to the Arkansas unweighted county mean of $774. For homeowners, the median home value was reported at $151,900, while the state unweighted county mean was $141,465. Median selected monthly owner costs for all owner-occupied units were $485, which is below the Arkansas unweighted county mean of $663. Among renter households, the median income was recorded at $27,012. These values represent a snapshot of local conditions from the 2020-2024 American Community Survey period. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Montgomery County

Affordability Verdict

ACS B25071 estimates median gross rent at 32.1% of renter household income in Montgomery County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $636 per month; median selected monthly owner costs are $485. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $25,440 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Arkansas unweighted mean of county median rents is $774 per month. Montgomery County's $636 median is 17.8% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Montgomery County

$

Rent Burden

15.6%

of gross income

Max Housing (28% Rule)

$1,141

per month

Owner Cost Burden

11.9%

of gross income

The median home in Montgomery County may be a stretch

Median home value is $151,900. Estimated monthly cost: $1,213 vs. your max of $1,141.

Rent Affordability Guide

Your entered rent as a share of entered income15.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $48,906Needed: $25,440
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $48,906Needed: $20,786
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $48,906Needed: $35,351

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Montgomery County, Arkansas?
Montgomery County, Arkansas has a median monthly rent of $636/mo and a median home value of $151,900. The affordability rating is Stretched, with median gross rent equal to approximately 32.1% of renter household income.
What is the median rent in Montgomery County?
The median gross rent in Montgomery County is $636/mo. This is 18% below state average for Arkansas.
Is Montgomery County affordable?
Montgomery County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 32.1%. Median gross rent is 30–50% of renter household income.
How does Montgomery County's rent compare to the state average?
Montgomery County's median rent of $636/mo is 18% below state average of $774/mo for Arkansas.
What is the median home value in Montgomery County?
The median home value in Montgomery County, Arkansas is $151,900. This is 54% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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