Cost of Living in Coffee County, Georgia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Coffee County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Coffee County ranks #1,857 of 3,144 counties for affordability (bottom 41%)
Data Story
About Cost of Living in Coffee County, Georgia
Coffee County beats national affordability test
Coffee County's rent-to-income ratio of 17.1% sits comfortably below the national average, and its median household income of $50,175—while 33% below the U.S. median—supports relatively modest housing costs. At just $713 monthly, Coffee renters spend far less in absolute dollars than their national counterparts.
Among Georgia's most affordable counties
Coffee County ranks well within Georgia's affordable tier, with a 17.1% rent-to-income ratio below the state average of 18.6% and rent 23% lower than the statewide median. This rural South Georgia county offers some of the state's best housing value for lower-income households.
Competitive pricing in rural South Georgia
Coffee's $713 monthly rent undercuts Colquitt County ($779) and Cook County ($901), positioning it as the rental bargain of this rural cluster. All three counties maintain similarly modest incomes, but Coffee delivers the lowest housing-cost burden.
Homeownership costs less than renting
Coffee homeowners pay just $559 monthly—$154 cheaper than renters—making purchase a legitimate affordability advantage for qualified buyers with median home values of $125,700. This 22% ownership savings suggests strong buyer incentives in this rural market.
Rural Georgia value for budget-conscious relocators
Coffee County delivers genuine affordability for remote workers or retirees seeking lower living costs without the urban-suburban premiums of metro Atlanta. With rent under $713 and ownership under $559, your paycheck stretches significantly further here than in neighboring counties.
Cost of Living Advisory: Coffee County
Affordability Verdict
Housing in Coffee County is affordable. The median rent is $713/month against a median household income of $50,175, putting rent at 17.1% of income.
Rent vs. Own
Renters in Coffee County pay $713/month on average, compared to $559/month for homeowners. This market favors buyers by about 22%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,520/year. For owner costs at the 28% rule, the required income is roughly $23,957/year. With a median household income of $50,175, most households can comfortably afford rent here. Notably, 24.0% of renter households in Coffee County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Coffee County sits 7% less expensive than Bleckley County ($765/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Coffee County
Rent Burden
17.1%
of gross income
Max Housing (28% Rule)
$1,171
per month
Owner Cost Burden
13.4%
of gross income
You can likely afford the median home in Coffee County
Median home value is $125,700. Estimated monthly cost: $1,004 vs. your max of $1,171.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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