CostBy County

Cost of Living in Moultrie County, Illinois

$804/mo
Median Monthly Rent
$134,000
Median Home Value

At a Glance

Median Monthly Rent
$804/mo
7% below state average
Median Home Value
$134,000
60% below national
Census GRAPI
22.2%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Moultrie County Compares

Median monthly rent comparison

Moultrie County$804/mo
Illinois Average$867/mo
National Median$1,413/mo

Detailed Housing Stats

$804/mo
Median Gross Rent
$134,000
Median Home Value
$877/mo
Monthly Owner Cost
22.2%
Census GRAPI

National Ranking

Affordability Rank

Moultrie County ranks #1,409 of 3,142 counties for affordability (top 45%)

Most AffordableLeast Affordable

Sourced county brief

Moultrie County Official GRAPI Estimated at 22.2 Percent

In Moultrie County, the official median gross rent as a percentage of household income (GRAPI) was 22.2%. This official ACS B25071 estimate is 3.9 percentage points below the Illinois unweighted county mean of 26.1%. The median gross rent for the county was estimated at $804 per month, compared to an unweighted state county mean of $867. For owner-occupied households, the median monthly owner cost was $877, which is lower than the state unweighted county mean of $960. The median home value was recorded at $134,000, which is below the unweighted state county mean of $153,020. Median income for renter households in the county was estimated at $44,206. These metrics provide a reproducible snapshot of housing costs based on the American Community Survey 5-Year Estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Moultrie County

Affordability Verdict

ACS B25071 estimates median gross rent at 22.2% of renter household income in Moultrie County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $804 per month; median selected monthly owner costs are $877. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $32,160 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Illinois unweighted mean of county median rents is $867 per month. Moultrie County's $804 median is 7.3% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Moultrie County

$

Rent Burden

13.4%

of gross income

Max Housing (28% Rule)

$1,675

per month

Owner Cost Burden

14.7%

of gross income

You can likely afford the median home in Moultrie County

Median home value is $134,000. Estimated monthly cost: $1,070 vs. your max of $1,675.

Rent Affordability Guide

Your entered rent as a share of entered income13.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $71,784Needed: $32,160
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $71,784Needed: $37,586
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $71,784Needed: $31,185

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Moultrie County, Illinois?
Moultrie County, Illinois has a median monthly rent of $804/mo and a median home value of $134,000. The affordability rating is Affordable, with median gross rent equal to approximately 22.2% of renter household income.
What is the median rent in Moultrie County?
The median gross rent in Moultrie County is $804/mo. This is 7% below state average for Illinois.
Is Moultrie County affordable?
Moultrie County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 22.2%. Median gross rent is under 30% of renter household income.
How does Moultrie County's rent compare to the state average?
Moultrie County's median rent of $804/mo is 7% below state average of $867/mo for Illinois.
What is the median home value in Moultrie County?
The median home value in Moultrie County, Illinois is $134,000. This is 60% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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