Cost of Living in Moultrie County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Moultrie County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Moultrie County ranks #1,409 of 3,142 counties for affordability (top 45%)
Sourced county brief
Moultrie County Official GRAPI Estimated at 22.2 Percent
In Moultrie County, the official median gross rent as a percentage of household income (GRAPI) was 22.2%. This official ACS B25071 estimate is 3.9 percentage points below the Illinois unweighted county mean of 26.1%. The median gross rent for the county was estimated at $804 per month, compared to an unweighted state county mean of $867. For owner-occupied households, the median monthly owner cost was $877, which is lower than the state unweighted county mean of $960. The median home value was recorded at $134,000, which is below the unweighted state county mean of $153,020. Median income for renter households in the county was estimated at $44,206. These metrics provide a reproducible snapshot of housing costs based on the American Community Survey 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Moultrie County
Affordability Verdict
ACS B25071 estimates median gross rent at 22.2% of renter household income in Moultrie County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $804 per month; median selected monthly owner costs are $877. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $32,160 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Illinois unweighted mean of county median rents is $867 per month. Moultrie County's $804 median is 7.3% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Moultrie County
Rent Burden
13.4%
of gross income
Max Housing (28% Rule)
$1,675
per month
Owner Cost Burden
14.7%
of gross income
You can likely afford the median home in Moultrie County
Median home value is $134,000. Estimated monthly cost: $1,070 vs. your max of $1,675.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Moultrie County, Illinois?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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