Cost of Living in Dare County, North Carolina

$1,307/mo
Median Monthly Rent
$425,400
Median Home Value

At a Glance

Median Monthly Rent
$1,307/mo
39% above state average
Median Home Value
$425,400
51% above national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Dare County Compares

Median monthly rent comparison

Dare County$1,307/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$1,307/mo
Median Gross Rent
$425,400
Median Home Value
$1,392/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Dare County ranks #1,477 of 3,144 counties for affordability (top 47%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Dare County, North Carolina

Dare's beach premium near national norms

Dare County renters pay 19.3% of their income toward housing, just slightly above the national average of 18%, despite commanding the highest rents in this sample at $1,307 monthly. Residents earning $81,214—above the national median—sustain these coastal rents relatively comfortably.

Premium coastal pricing in North Carolina

Dare's rent-to-income ratio of 19.3% exceeds North Carolina's state average of 18.6%, and its $1,307 median rent is the highest among these eight counties by a significant margin. The Outer Banks location commands a distinct housing premium across the region.

Coastal premium over nearby counties

Dare's $1,307 rent substantially exceeds Currituck County's $1,126 despite similar coastal settings, and dwarfs inland alternatives like Davidson ($863) and Duplin ($815). Only Durham County's $1,415 rents exceed Dare's, reflecting the state's urban and coastal demand hotspots.

Ownership costs rival rents here

Dare residents face high costs across both tenure types: renters pay $1,307 while homeowners pay $1,392 on a median income of $81,214. The median home value of $425,400 reflects barrier island scarcity, making both renting and buying expensive relative to inland alternatives.

Dare demands higher income for beach life

Beach access in Dare County costs a premium—your $1,307 rent could pay $400+ less in nearby Currituck or Craven counties. If Outer Banks living is non-negotiable, confirm your income comfortably covers 19% housing costs and explore home-sharing or off-season rentals to stretch your budget.

Cost of Living Advisory: Dare County

Affordability Verdict

Dare County offers affordable rental housing at a median of $1,307/month — about 19.3% of the typical household income here.

Rent vs. Own

At $1,307/month rent versus $1,392/month in owner costs, renting is roughly $85/month cheaper — a 6% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $52,280/year. For owner costs at the 28% rule, the required income is roughly $59,657/year. With a median household income of $81,214, most households can comfortably afford rent here. Notably, 31.0% of renter households in Dare County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Dare County sits 6% more expensive than Hyde County ($1,237/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Dare County

$

Rent Burden

19.3%

of gross income

Max Housing (28% Rule)

$1,895

per month

Owner Cost Burden

20.6%

of gross income

The median home in Dare County may be a stretch

Median home value is $425,400. Estimated monthly cost: $3,396 vs. your max of $1,895.

Rent Affordability Guide

Your rent-to-income ratio19.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $81,214Needed: $52,280
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $81,214Needed: $59,657
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $81,214Needed: $99,002

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Dare County, North Carolina?
Dare County, North Carolina has a median monthly rent of $1,307/mo and a median home value of $425,400. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Dare County?
The median gross rent in Dare County is $1,307/mo. This is 39% above state average for North Carolina.
Is Dare County affordable?
Dare County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Dare County's rent compare to the state average?
Dare County's median rent of $1,307/mo is 39% above state average of $938/mo for North Carolina.
What is the median home value in Dare County?
The median home value in Dare County, North Carolina is $425,400. This is 51% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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