Cost of Living in Fillmore County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Fillmore County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Fillmore County ranks #83 of 3,144 counties for affordability (top 3%)
Data Story
About Cost of Living in Fillmore County, Nebraska
Fillmore combines income and affordability strength
Fillmore County's 10.5% rent-to-income ratio is one of Nebraska's best and well below the national average, reflecting strong household incomes paired with modest rents. The median household income of $76,354 exceeds both the state and national medians, while rent at $667 remains affordable—a rare combination. Fillmore delivers both wage competitiveness and housing affordability.
Fillmore ranks Nebraska's top affordability pick
At 10.5%, Fillmore's rent-to-income ratio is Nebraska's lowest, beating the state average of 14.2% by nearly 3.7 percentage points. With above-average household income ($76,354) and below-average rent ($667), Fillmore offers the state's most balanced housing market. Few Nebraska counties achieve both strong earning potential and rental accessibility.
Fillmore balances price and earning power
Fillmore's $667 rent rivals Dixon's $661 for regional affordability, but Fillmore households earn $7,198 more annually ($76,354 vs. $69,156), providing greater economic security. Compared to Dodge ($985) and Deuel ($827), Fillmore's rents are 32% and 19% lower, respectively, while wages exceed both counties. Fillmore emerges as the region's strongest affordability story.
Fillmore rents consume just one-tenth of income
A Fillmore household earning $76,354 annually ($6,363/month) spends $667 on rent—just 10.5%—preserving 89.5% for all other expenses. Homeowners benefit even more: $740 monthly represents 11.6% of income, and the median home value of $131,200 is accessible for local wage-earners. Fillmore offers both renters and buyers exceptional housing affordability.
Fillmore: Nebraska's best overall value
Relocating to Fillmore County offers the rare combination of strong local incomes ($76,354) and low housing costs (rents at $667, median home value $131,200). Your housing budget will consume just 10–12% of income, among the lowest in the state and nation. Fillmore suits those seeking both affordability and economic stability.
Cost of Living Advisory: Fillmore County
Affordability Verdict
Fillmore County is affordable for renters, with a median gross rent of $667/month representing approximately 10.5% of median household income. The rent burden (GRAPI) stands at 22.0%.
Rent vs. Own
Renters in Fillmore County pay $667/month on average, compared to $740/month for homeowners. This market favors renters by about 10%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $26,680/year. For owner costs at the 28% rule, the required income is roughly $31,714/year. With a median household income of $76,354, most households can comfortably afford rent here. Notably, 22.0% of renter households in Fillmore County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Nuckolls County where rent averages $616/month, Fillmore County is approximately 8% more expensive.
Affordability Calculator
See how your income compares to housing costs in Fillmore County
Rent Burden
10.5%
of gross income
Max Housing (28% Rule)
$1,782
per month
Owner Cost Burden
11.6%
of gross income
You can likely afford the median home in Fillmore County
Median home value is $131,200. Estimated monthly cost: $1,047 vs. your max of $1,782.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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