Cost of Living in Cedar County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cedar County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cedar County ranks #162 of 3,144 counties for affordability (top 5%)
Data Story
About Cost of Living in Cedar County, Nebraska
Cedar County: affordable and balanced
Cedar County's 11.1% rent-to-income ratio ranks among Nebraska's best and significantly outperforms national affordability benchmarks. With a median household income of $73,977—just slightly below the national median—Cedar County delivers genuine affordability without income sacrifice.
Top-tier Nebraska affordability
Cedar County ranks among Nebraska's most affordable housing markets, with a rent-to-income ratio 3.1 percentage points below the state average. The county's low rents and solid incomes create exceptional value for cost-conscious households.
Lowest rents, strong earnings
Cedar County's $683 monthly rent is the absolute lowest among these eight counties—22% cheaper than Cass County ($987) and 13% cheaper than Cherry County ($873). The median income of $73,977 ensures residents can afford these low rents while maintaining financial stability.
Cedar County's rent advantage
Renters earning Cedar County's median $73,977 spend approximately $8,196 annually on housing—just 11.1% of income—well below healthy affordability thresholds. Homeowners allocate 12.6% to ownership costs, making Cedar County one of the most balanced housing markets.
Best rent value in the region
Cedar County combines the region's lowest rents with solid middle-class incomes, making it a top choice for renters prioritizing value. With $683 monthly rent and strong local stability, Cedar County offers unmatched affordability in this peer group.
Cost of Living Advisory: Cedar County
Affordability Verdict
Housing in Cedar County is affordable. The median rent is $683/month against a median household income of $73,977, putting rent at 11.1% of income.
Rent vs. Own
The median rent in Cedar County is $683/month, while owner costs run $776/month. Renting saves approximately $93/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,320/year. For owner costs at the 28% rule, the required income is roughly $33,257/year. With a median household income of $73,977, most households can comfortably afford rent here. Notably, 19.0% of renter households in Cedar County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Cedar County sits 7% less expensive than Boone County ($734/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Cedar County
Rent Burden
11.1%
of gross income
Max Housing (28% Rule)
$1,726
per month
Owner Cost Burden
12.6%
of gross income
You can likely afford the median home in Cedar County
Median home value is $175,500. Estimated monthly cost: $1,401 vs. your max of $1,726.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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