Cost of Living in Custer County, South Dakota

$1,117/mo
Median Monthly Rent
$327,200
Median Home Value
48% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,117/mo
48% above state average
Median Home Value
$327,200
16% above national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Custer County Compares

Median monthly rent comparison

Custer County$1,117/mo
South Dakota Average$756/mo
National Median$1,163/mo

Detailed Housing Stats

$1,117/mo
Median Gross Rent
$327,200
Median Home Value
$1,062/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Custer County, South Dakota

Custer's affluent market, premium prices

Custer County renters spend 16.4% of household income on rent—above the national standard of 12-14%—despite the county's median income of $81,958 exceeding the national median by over $7,000. Premium pricing for a relatively affluent county suggests Custer's desirability as a destination for higher-earning relocators and visitors.

Premium county, premium costs

Custer County's 16.4% rent-to-income ratio runs well above South Dakota's 13.8% average, and its $1,117 monthly rent is the state's highest documented in this profile. The median income of $81,958 is also the region's highest, indicating Custer attracts higher earners but remains relatively expensive.

Most expensive county in the region

Custer's $1,117 rent dramatically exceeds all comparables—Codington and Butte are in the $900 range, while Campbell sits at $635. The median home value of $327,200 towers over all peers, reflecting Custer's position as a premium mountain resort and tourism-driven economy.

High income supports high costs

Renters pay $1,117 monthly while homeowners spend $1,062 on properties valued at $327,200, supported by $81,958 median income—the region's strongest earning base. Housing costs still consume 16% of renter income and 15% for owners, approaching problematic territory even with above-average earnings.

Custer County: premium living for premium earners

Custer County suits relocators with above-average incomes seeking outdoor amenities and tourism-driven lifestyle appeal—rent and home values reflect premium demand. Plan to dedicate 15-16% of income to housing and ensure your earnings substantially exceed the $81,958 county median to maintain financial comfort.

Affordability Calculator

See how your income compares to housing costs in Custer County

$

Rent Burden

16.4%

of gross income

Max Housing (28% Rule)

$1,912

per month

Owner Cost Burden

15.5%

of gross income

The median home in Custer County may be a stretch

Median home value is $327,200. Estimated monthly cost: $2,612 vs. your max of $1,912.

Rent Affordability Guide

Your rent-to-income ratio16.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Custer County, South Dakota?
Custer County, South Dakota has a median monthly rent of $1,117/mo and a median home value of $327,200. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Custer County?
The median gross rent in Custer County is $1,117/mo. This is 48% above state average for South Dakota.
Is Custer County affordable?
Custer County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Custer County's rent compare to the state average?
Custer County's median rent of $1,117/mo is 48% above state average of $756/mo for South Dakota.
What is the median home value in Custer County?
The median home value in Custer County, South Dakota is $327,200. This is 16% above the national median home value of $281,900.
Sponsored

Planning a Move?

Researching the cost of living in Custer County, South Dakota? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes

Counties with Similar Housing Costs

Sponsored

Compare Mortgage Rates in Custer County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.