Cost of Living in McKean County, Pennsylvania

$769/mo
Median Monthly Rent
$98,700
Median Home Value

At a Glance

Median Monthly Rent
$769/mo
20% below state average
Median Home Value
$98,700
65% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How McKean County Compares

Median monthly rent comparison

McKean County$769/mo
Pennsylvania Average$960/mo
National Median$1,163/mo

Detailed Housing Stats

$769/mo
Median Gross Rent
$98,700
Median Home Value
$691/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

McKean County ranks #1,767 of 3,144 counties for affordability (bottom 44%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in McKean County, Pennsylvania

McKean leads Pennsylvania in affordability

McKean County residents enjoy a 15.0% rent-to-income ratio, the lowest among Pennsylvania's counties and well below the national benchmark. With median rent at just $769 and homes valued at $98,700, this corner of northwest Pennsylvania offers genuine affordability.

Pennsylvania's most affordable county

McKean ranks as the state's affordable leader, with renters spending only 15% of income on housing versus Pennsylvania's 16.5% average. This advantage flows from modest housing costs ($769 rent, $98,700 median home value) paired with modest but stable incomes.

Beats all nearby counties on price

McKean's $769 median rent undercuts Lycoming ($887), Mercer ($808), and Mifflin ($792) when looking at broader regional affordability. The county's median home value of $98,700 is nearly half that of neighboring Mercer County at $153,600.

The tightest housing-to-income fit

On a $61,705 median income, renters pay $769 monthly (15% of income) and homeowners pay $691 monthly (13.4%). This is Pennsylvania's most favorable housing-cost structure, leaving more income for other necessities.

McKean rewards budget-conscious movers

If affordability tops your relocation priorities, McKean County delivers the lowest housing burden in Pennsylvania. Test-drive the combination of sub-$100K home values and 15% rent ratios against pricier alternatives statewide.

Cost of Living Advisory: McKean County

Affordability Verdict

Housing in McKean County is affordable. The median rent is $769/month against a median household income of $61,705, putting rent at 15.0% of income.

Rent vs. Own

At $769/month rent versus $691/month in owner costs, owning is roughly $78/month cheaper — a 10% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,760/year. For owner costs at the 28% rule, the required income is roughly $29,614/year. With a median household income of $61,705, most households can comfortably afford rent here. Notably, 26.0% of renter households in McKean County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Perry County where rent averages $838/month, McKean County is approximately 8% less expensive.

Affordability Calculator

See how your income compares to housing costs in McKean County

$

Rent Burden

15.0%

of gross income

Max Housing (28% Rule)

$1,440

per month

Owner Cost Burden

13.4%

of gross income

You can likely afford the median home in McKean County

Median home value is $98,700. Estimated monthly cost: $788 vs. your max of $1,440.

Rent Affordability Guide

Your rent-to-income ratio15.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,705Needed: $30,760
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,705Needed: $29,614
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,705Needed: $22,970

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in McKean County, Pennsylvania?
McKean County, Pennsylvania has a median monthly rent of $769/mo and a median home value of $98,700. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in McKean County?
The median gross rent in McKean County is $769/mo. This is 20% below state average for Pennsylvania.
Is McKean County affordable?
McKean County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does McKean County's rent compare to the state average?
McKean County's median rent of $769/mo is 20% below state average of $960/mo for Pennsylvania.
What is the median home value in McKean County?
The median home value in McKean County, Pennsylvania is $98,700. This is 65% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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