Cost of Living in Golden Valley County, Montana

$769/mo
Median Monthly Rent
$203,900
Median Home Value
7% below state averageUnaffordable

At a Glance

Median Monthly Rent
$769/mo
7% below state average
Median Home Value
$203,900
28% below national
Rent-to-Income Ratio
16.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Golden Valley County Compares

Median monthly rent comparison

Golden Valley County$769/mo
Montana Average$825/mo
National Median$1,163/mo

Detailed Housing Stats

$769/mo
Median Gross Rent
$203,900
Median Home Value
$664/mo
Monthly Owner Cost
16.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Golden Valley County, Montana

Housing eats a bigger slice here

Golden Valley's rent-to-income ratio of 16.1% exceeds both the national threshold and Montana's average, signaling tighter affordability. The median household income of $57,353 sits $17,402 below the national average, making the higher housing cost burden more acute.

Below-average wages, above-average ratios

At 16.1%, Golden Valley's rent-to-income ratio ranks among Montana's worst, indicating housing costs consume more income here than statewide. The median rent of $769 is competitive, but local incomes lag, creating the squeeze.

Pricier than Judith Basin, tighter budgets

Golden Valley's $769 rent falls between Judith Basin's bargain $502 and Granite County's $734, but lower local wages make that difference more painful. Homeowners face $664 monthly costs, comparable to Granite but with lower earning power.

Rent rises, income stays flat

Renters spend $769 monthly while owners pay $664 on a median household income of just $57,353, leaving limited flexibility for other costs. The 16.1% ratio means housing stress is a real issue for Golden Valley residents.

Only relocate if income travels with you

Golden Valley's rents are reasonable, but local wages won't stretch far—this is a county to consider only if you bring steady outside income or remote work. Compare to Judith Basin's exceptional affordability just nearby.

Affordability Calculator

See how your income compares to housing costs in Golden Valley County

$

Rent Burden

16.1%

of gross income

Max Housing (28% Rule)

$1,338

per month

Owner Cost Burden

13.9%

of gross income

The median home in Golden Valley County may be a stretch

Median home value is $203,900. Estimated monthly cost: $1,628 vs. your max of $1,338.

Rent Affordability Guide

Your rent-to-income ratio16.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Golden Valley County, Montana?
Golden Valley County, Montana has a median monthly rent of $769/mo and a median home value of $203,900. The affordability rating is Unaffordable, with rent making up approximately 16.0% of median household income.
What is the median rent in Golden Valley County?
The median gross rent in Golden Valley County is $769/mo. This is 7% below state average for Montana.
Is Golden Valley County affordable?
Golden Valley County is rated Unaffordable based on rent-to-income ratio of 16.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Golden Valley County's rent compare to the state average?
Golden Valley County's median rent of $769/mo is 7% below state average of $825/mo for Montana.
What is the median home value in Golden Valley County?
The median home value in Golden Valley County, Montana is $203,900. This is 28% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.