Cost of Living in Valley County, Montana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Valley County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Valley County, Montana
Valley County beats national affordability odds
Valley County's 14.3% rent-to-income ratio sits well below the U.S. average of roughly 15%, delivering stronger housing affordability than most American counties. Though median household income of $64,515 lags the national median of $74,755, the $769 monthly rent ensures housing costs remain very manageable.
Among Montana's more affordable counties
Valley County's 14.3% rent-to-income ratio beats Montana's state average of 15.9%, ranking it among the state's more affordable rental markets. The $769 rent undercuts the state median of $825, signaling genuine housing accessibility in this rural county.
Competitive pricing across the region
Valley's $769 rent is nearly identical to Toole County ($753) and only slightly above Teton County ($750), while homeownership costs of $803 remain among the region's most reasonable. The county offers solid value compared to pricier neighbors like Treasure ($992) and Yellowstone ($1,084).
Lowest housing burden in this analysis
Renters allocate just $769 monthly (14.3% of the $64,515 income) while homeowners spend $803 on a median value of $198,600. Valley County households dedicate roughly one in seven income dollars to housing—among the lowest proportions regionally.
Maximum affordability for rural relocators
Valley County delivers exceptional housing affordability for renters and homeowners alike, with costs well below state and national averages. If you're relocating to rural Montana on a moderate income, Valley offers some of the region's best value and lowest housing burden.
Affordability Calculator
See how your income compares to housing costs in Valley County
Rent Burden
14.3%
of gross income
Max Housing (28% Rule)
$1,505
per month
Owner Cost Burden
14.9%
of gross income
The median home in Valley County may be a stretch
Median home value is $198,600. Estimated monthly cost: $1,585 vs. your max of $1,505.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.